About This Home

This 2-bedroom, 3-bathroom single family at 5226 Pontoon Bay Road in Duluth, MN is listed for $1,375,000 ($417 per sqft). Built in 1977, the home offers 3,300 sqft of living space on a 3.80 acres lot.

Key Features

  • Built in 1977
  • 3.80 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full
4-car garage
1977

Amenities

FireplaceWaterfrontA/CRV Parking
Listing Description

Imagine quiet sunrises, beautiful sunsets with nature and privacy that surrounds you. Picture family and friends gathering for memories of a lifetime. This iconic home sits on 3.8 acres with 420 feet of level frontage on Fish Lake in Duluth. The main A frame house has scenic views from every level, including the one en suite bedroom with a jacuzzi bath.

The large living area has a gas fireplace perfect for the ambience you expect or cozy up with a book in the loft overlooking the lake which doubles as a guest space. Host your gatherings in the new kitchen and banquette dining area with room for everyone.

The kitchen is equipped with double ovens, two dishwashers, gas cooktop, Cambria counters, and a huge walk-in pantry. Cooking in this kitchen is effortless especially when you can entertain on the beautiful patio with your lake views and shoreline only steps away.

The one full bathroom and a laundry room complete the basement with all new flooring. The entire house has a new HVAC system. For those who need more privacy, the living space in the guest building provides comfortable stays. There is a separate bedroom besides a king murphy bed, living room, full new kitchen with pantry, large eating area with a fireplace, a bathroom with a walk-in shower, and an attached garage with an office.

To make it more accessible, it's all one-level living. This space can be used multiple ways and has in-floor heat and mini splits for comfort year-round. The game room is a great place for the guests to unwind and create new memories. Additionally on property is a separate two car detached garage, a new sauna with a Huum heater, a water shed for storing your lake gear, a big sandy beach, and multiple places for docks!

You can launch your boat from your own shoreline too. Where else can you find a place like this on a large yet mostly undeveloped lake with great fishing and fun water activities while having the privacy and beauty you deserve? Come and take a tour!

Monthly Cost Estimate

$7,604/mo

20% down · 6.5% · 30 years

Principal$994
Interest$5,958
Insurance$401
HOA$250

Estimates only. Actual payments may vary.

Location

5226 Pontoon Bay Road

Duluth, MN 55803

Pontoon Bay

Features & Amenities

Interior Features

All Living Facilities on One Level

Property Details

Parking

Garage - DetachedRVDrivewayGarageGarage - Attached

Heating

Ductless (Heating)Fireplace(s)OilForced Air

Cooling

Central AirDuctless

Appliances

CooktopDishwasherDisposalDryerExhaust Fan/HoodFuel Tank - OwnedWater Filtration SystemMicrowaveRefrigeratorWall OvenWasherWater Softener - Owned

Questions & Answers

This 2-bedroom, 3-bathroom single family at 5226 Pontoon Bay Road is listed at $1,375,000 ($417/sqft). The estimated monthly payment is $7,604 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 1977, 3.80 acre lot, Fireplace, Waterfront. Interior Features: All Living Facilities on One Level.

This property is listed by Moe Mossa and can be reached at (612) 490-1268.

MM

Moe Mossa

Agent at Savvy Avenue

(612) 490-1268
Agent website

Listed by Savvy Avenue · Broker phone: (612) 490-1268 · View on Broker Site · Broker website

MLS# 7152724· Source: Northstar MLS· 4 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5226 Pontoon Bay Road, Duluth, MN 55803

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