# 5226 Pontoon Bay Road, Duluth, MN 55803 > **TL;DR:** 2bd/3ba single family, $1,375,000 ($417/sqft), built 1977, 3,300 sqft. > Fireplace, Waterfront, A/C, RV Parking. Est. $7,604/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,375,000 | | Price/sqft | $417 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 3,300 | | Year Built | 1977 | | Lot Size | 165,528 sqft (3.80 acres) | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 2 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,953 | | Estimated Insurance | $401 | | HOA | $250 | | **Total** | **$7,604** | ## Key Amenities - Fireplace - Waterfront - A/C - RV Parking - 4-car garage ## Property Highlights - Built in 1977 - 3.80 acre lot - Fireplace - Waterfront ## Description ### Agent Description Imagine quiet sunrises, beautiful sunsets with nature and privacy that surrounds you. Picture family and friends gathering for memories of a lifetime. This iconic home sits on 3.8 acres with 420 feet of level frontage on Fish Lake in Duluth. The main A frame house has scenic views from every level, including the one en suite bedroom with a jacuzzi bath. The large living area has a gas fireplace perfect for the ambience you expect or cozy up with a book in the loft overlooking the lake which doubles as a guest space. Host your gatherings in the new kitchen and banquette dining area with room for everyone. The kitchen is equipped with double ovens, two dishwashers, gas cooktop, Cambria counters, and a huge walk-in pantry. Cooking in this kitchen is effortless especially when you can entertain on the beautiful patio with your lake views and shoreline only steps away. The one full bathroom and a laundry room complete the basement with all new flooring. The entire house has a new HVAC system. For those who need more privacy, the living space in the guest building provides comfortable stays. There is a separate bedroom besides a king murphy bed, living room, full new kitchen with pantry, large eating area with a fireplace, a bathroom with a walk-in shower, and an attached garage with an office. To make it more accessible, it's all one-level living. This space can be used multiple ways and has in-floor heat and mini splits for comfort year-round. The game room is a great place for the guests to unwind and create new memories. Additionally on property is a separate two car detached garage, a new sauna with a Huum heater, a water shed for storing your lake gear, a big sandy beach, and multiple places for docks! You can launch your boat from your own shoreline too. Where else can you find a place like this on a large yet mostly undeveloped lake with great fishing and fun water activities while having the privacy and beauty you deserve? Come and take a tour! ## Location - **Address:** 5226 Pontoon Bay Road, Duluth, MN 55803 - **County:** St. Louis - **Neighborhood:** Pontoon Bay - **Coordinates:** 46.966345, -92.231511 - **Google Maps:** https://www.google.com/maps?q=46.966345,-92.231511 ## Listing Agent - **Name:** Moe Mossa - **Brokerage:** Savvy Avenue - **Phone:** (612) 490-1268 - **Broker Phone:** (612) 490-1268 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5226-Pontoon-Bay-Rd_Duluth_MN_55803_M97423-52242?f=listhub&s=RMLSMN&m=7152724&c=propsimple) ## Photos ![5226 Pontoon Bay Road - Photo 1](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f130284105r.jpg) ![5226 Pontoon Bay Road - Photo 2](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3465945329r.jpg) ![5226 Pontoon Bay Road - Photo 3](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f12784537r.jpg) ![5226 Pontoon Bay Road - Photo 4](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1006840168r.jpg) ![5226 Pontoon Bay Road - Photo 5](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1856286502r.jpg) ![5226 Pontoon Bay Road - Photo 6](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f4184516713r.jpg) ![5226 Pontoon Bay Road - Photo 7](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1753603552r.jpg) ![5226 Pontoon Bay Road - Photo 8](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f644673578r.jpg) ![5226 Pontoon Bay Road - Photo 9](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f598004126r.jpg) ![5226 Pontoon Bay Road - Photo 10](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1928157311r.jpg) ![5226 Pontoon Bay Road - Photo 11](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2060252585r.jpg) ![5226 Pontoon Bay Road - Photo 12](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1353156965r.jpg) ![5226 Pontoon Bay Road - Photo 13](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f42678022r.jpg) ![5226 Pontoon Bay Road - Photo 14](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f4191784916r.jpg) ![5226 Pontoon Bay Road - Photo 15](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3169695544r.jpg) ![5226 Pontoon Bay Road - Photo 16](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2053663556r.jpg) ![5226 Pontoon Bay Road - Photo 17](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2625807821r.jpg) ![5226 Pontoon Bay Road - Photo 18](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f840455917r.jpg) ![5226 Pontoon Bay Road - Photo 19](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f242207586r.jpg) ![5226 Pontoon Bay Road - Photo 20](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1959343952r.jpg) ![5226 Pontoon Bay Road - Photo 21](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1655517215r.jpg) ![5226 Pontoon Bay Road - Photo 22](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3066716954r.jpg) ![5226 Pontoon Bay Road - Photo 23](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3364485329r.jpg) ![5226 Pontoon Bay Road - Photo 24](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1009415141r.jpg) ![5226 Pontoon Bay Road - Photo 25](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2560579042r.jpg) ![5226 Pontoon Bay Road - Photo 26](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1176315001r.jpg) ![5226 Pontoon Bay Road - Photo 27](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3149570199r.jpg) ![5226 Pontoon Bay Road - Photo 28](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3660633113r.jpg) ![5226 Pontoon Bay Road - Photo 29](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2189464636r.jpg) ![5226 Pontoon Bay Road - Photo 30](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f163401531r.jpg) ![5226 Pontoon Bay Road - Photo 31](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f189822051r.jpg) ![5226 Pontoon Bay Road - Photo 32](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2458304064r.jpg) ![5226 Pontoon Bay Road - Photo 33](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f4080227798r.jpg) ![5226 Pontoon Bay Road - Photo 34](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3360168122r.jpg) ![5226 Pontoon Bay Road - Photo 35](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1917142584r.jpg) ![5226 Pontoon Bay Road - Photo 36](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2062118609r.jpg) ![5226 Pontoon Bay Road - Photo 37](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f386024874r.jpg) ![5226 Pontoon Bay Road - Photo 38](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3210209502r.jpg) ![5226 Pontoon Bay Road - Photo 39](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f650936260r.jpg) ![5226 Pontoon Bay Road - Photo 40](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3748863173r.jpg) ![5226 Pontoon Bay Road - Photo 41](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2513383997r.jpg) ![5226 Pontoon Bay Road - Photo 42](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1339848537r.jpg) ![5226 Pontoon Bay Road - Photo 43](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f997744721r.jpg) ![5226 Pontoon Bay Road - Photo 44](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1884874168r.jpg) ![5226 Pontoon Bay Road - Photo 45](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3460853668r.jpg) ![5226 Pontoon Bay Road - Photo 46](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f3636601886r.jpg) ![5226 Pontoon Bay Road - Photo 47](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1329858412r.jpg) ![5226 Pontoon Bay Road - Photo 48](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f320950944r.jpg) ![5226 Pontoon Bay Road - Photo 49](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f2510286787r.jpg) ![5226 Pontoon Bay Road - Photo 50](http://lh.rdcpix.com/8f6b38529d064cf9183f902c9c762213l-f1198713971r.jpg) --- **MLS#:** 7152724 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/5226-pontoon-bay-road-duluth-mn-55803-7152724) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/5226-pontoon-bay-road-duluth-mn-55803-7152724#listing", "url": "https://www.propertysimple.ai/listing/5226-pontoon-bay-road-duluth-mn-55803-7152724", "name": "5226 Pontoon Bay Road, Duluth, MN 55803", "description": "Imagine quiet sunrises, beautiful sunsets with nature and privacy that surrounds you. Picture family and friends gathering for memories of a lifetime. This iconic home sits on 3.8 acres with 420 feet of level frontage on Fish Lake in Duluth. The main A frame house has scenic views from every level, including the one en suite bedroom with a jacuzzi bath. The large living area has a gas fireplace perfect for the ambience you expect or cozy up with a book in the loft overlooking the lake which doubles as a guest space. Host your gatherings in the new kitchen and banquette dining area with room for everyone. The kitchen is equipped with double ovens, two dishwashers, gas cooktop, Cambria counters, and a huge walk-in pantry. Cooking in this kitchen is effortless especially when you can entertain on the beautiful patio with your lake views and shoreline only steps away. The one full bathroom and a laundry room complete the basement with all new flooring. The entire house has a new HVAC system. For those who need more privacy, the living space in the guest building provides comfortable stays. There is a separate bedroom besides a king murphy bed, living room, full new kitchen with pantry, large eating area with a fireplace, a bathroom with a walk-in shower, and an attached garage with an office. To make it more accessible, it's all one-level living. This space can be used multiple ways and has in-floor heat and mini splits for comfort year-round. The game room is a great place for the guests to unwind and create new memories. Additionally on property is a separate two car detached garage, a new sauna with a Huum heater, a water shed for storing your lake gear, a big sandy beach, and multiple places for docks! You can launch your boat from your own shoreline too. Where else can you find a place like this on a large yet mostly undeveloped lake with great fishing and fun water activities while having the privacy and beauty you deserve? 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