# 523 S Jay Street, Rome, NY 13440 > **TL;DR:** 3bd/2ba single family, $359,900 ($130/sqft), built 2014, 2,760 sqft. > Fireplace, A/C. Est. $1,925/mo. Listed 12 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $359,900 | | Price/sqft | $130 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,760 | | Year Built | 2014 | | Lot Size | 80,586 sqft (1.85 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 12 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,820 | | Estimated Insurance | $105 | | **Total** | **$1,925** | ## Nearby Schools - **Elementary:** Gansevoort Elementary - **Middle:** Lyndon H Strough Middle - **High:** Rome Free Academy ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 2014 - 1.85 acre lot - 2 stories - Fireplace ## Description ### Agent Description NEARLY 2 ACRES and RANCH-STYLE LIVING, all inside Rome city limits! Welcome to 523 S Jay St, a 2014-built beauty that sits just far enough from the city center to feel like a peaceful escape, yet only MINUTES from shopping, dining, and everything Rome has to offer! Step up onto the full-length front deck and into a bright, open layout. Cozy up by the stone-surround GAS FIREPLACE with built-in shelving, then head into the kitchen, the true heart of this home! Warm wood cabinetry, a HUGE island with seating, stainless appliances including a gas range with chimney hood, a farmhouse sink, a pantry, and a dining area with sliders to the back deck make it easy to cook, gather, and entertain! All 3 bedrooms, both full baths, AND the laundry are on the FIRST FLOOR. Since the finished upstairs is one large open bonus room, this is essentially ONE-FLOOR LIVING at its best! The primary suite is a true retreat, with a HUGE primary bathroom featuring a SOAKING TUB, separate shower, and double vanity. An office and a wet bar add even more everyday convenience! Peace of mind is built right in: a BONE-DRY crawl space with a sump pump, and a roof installed by Utica Roof Pros in 2024/2025 with a TRANSFERABLE WARRANTY! Outside, the fun never stops! The deep, open backyard is framed by mature trees, and the above-ground POOL, playset, trampoline, shed, and window AC units ALL STAY! Public water, sewer, and natural gas. Two tax parcels included. Rome School District. Homes like this don't come along often. SCHEDULE YOUR SHOWING TODAY! ## Location - **Address:** 523 S Jay Street, Rome, NY 13440 - **County:** Oneida - **Coordinates:** 43.206679, -75.476827 - **Google Maps:** https://www.google.com/maps?q=43.206679,-75.476827 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1722856 ## Listing Agent - **Name:** Cameron Stewart · **License:** 10401341915 - **Brokerage:** eXp Realty - **Broker Phone:** (888) 276-0630 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/523-S-Jay-St_Rome_NY_13440_M93078-63011?f=listhub&s=BNARNY&m=S1722856&c=propsimple) ## Photos ![523 S Jay Street - Photo 1](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2160530912r.jpg) ![523 S Jay Street - Photo 2](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f878534084r.jpg) ![523 S Jay Street - Photo 3](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1532241059r.jpg) ![523 S Jay Street - Photo 4](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f75607085r.jpg) ![523 S Jay Street - Photo 5](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2988835486r.jpg) ![523 S Jay Street - Photo 6](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1077194608r.jpg) ![523 S Jay Street - Photo 7](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1849821671r.jpg) ![523 S Jay Street - Photo 8](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2239240524r.jpg) ![523 S Jay Street - Photo 9](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2226111638r.jpg) ![523 S Jay Street - Photo 10](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3248981348r.jpg) ![523 S Jay Street - Photo 11](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f4093729039r.jpg) ![523 S Jay Street - Photo 12](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3972088951r.jpg) ![523 S Jay Street - Photo 13](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3352398580r.jpg) ![523 S Jay Street - Photo 14](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2523463217r.jpg) ![523 S Jay Street - Photo 15](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1857292737r.jpg) ![523 S Jay Street - Photo 16](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1283935240r.jpg) ![523 S Jay Street - Photo 17](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2785983002r.jpg) ![523 S Jay Street - Photo 18](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3112350320r.jpg) ![523 S Jay Street - Photo 19](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f323158716r.jpg) ![523 S Jay Street - Photo 20](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f803008911r.jpg) ![523 S Jay Street - Photo 21](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1523653155r.jpg) ![523 S Jay Street - Photo 22](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2823674657r.jpg) ![523 S Jay Street - Photo 23](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3622476520r.jpg) ![523 S Jay Street - Photo 24](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f922971312r.jpg) ![523 S Jay Street - Photo 25](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3638989546r.jpg) ![523 S Jay Street - Photo 26](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1538998396r.jpg) ![523 S Jay Street - Photo 27](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3002314539r.jpg) ![523 S Jay Street - Photo 28](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f78347178r.jpg) ![523 S Jay Street - Photo 29](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2081243507r.jpg) ![523 S Jay Street - Photo 30](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1535292248r.jpg) ![523 S Jay Street - Photo 31](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f444968956r.jpg) ![523 S Jay Street - Photo 32](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3110425776r.jpg) ![523 S Jay Street - Photo 33](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1685395874r.jpg) ![523 S Jay Street - Photo 34](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f79038142r.jpg) ![523 S Jay Street - Photo 35](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f570619342r.jpg) ![523 S Jay Street - Photo 36](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f4293436754r.jpg) ![523 S Jay Street - Photo 37](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2179913092r.jpg) ![523 S Jay Street - Photo 38](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f241067541r.jpg) ![523 S Jay Street - Photo 39](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3444348309r.jpg) ![523 S Jay Street - Photo 40](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2252077267r.jpg) ![523 S Jay Street - Photo 41](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2368614468r.jpg) ![523 S Jay Street - Photo 42](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f1082444616r.jpg) ![523 S Jay Street - Photo 43](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2561498957r.jpg) ![523 S Jay Street - Photo 44](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2461247927r.jpg) ![523 S Jay Street - Photo 45](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f181608716r.jpg) ![523 S Jay Street - Photo 46](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f2278920799r.jpg) ![523 S Jay Street - Photo 47](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f4099268025r.jpg) ![523 S Jay Street - Photo 48](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3412707875r.jpg) ![523 S Jay Street - Photo 49](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f3164277273r.jpg) ![523 S Jay Street - Photo 50](http://lh.rdcpix.com/048510e409a933d9eaef3e8f76f02ac4l-f682205807r.jpg) --- **MLS#:** S1722856 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/523-s-jay-street-rome-ny-13440-c382aefb6b074417b5a5f7150d3da9a3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/523-s-jay-street-rome-ny-13440-c382aefb6b074417b5a5f7150d3da9a3#listing", "url": "https://www.propertysimple.ai/listing/523-s-jay-street-rome-ny-13440-c382aefb6b074417b5a5f7150d3da9a3", "name": "523 S Jay Street, Rome, NY 13440", "description": "NEARLY 2 ACRES and RANCH-STYLE LIVING, all inside Rome city limits! Welcome to 523 S Jay St, a 2014-built beauty that sits just far enough from the city center to feel like a peaceful escape, yet only MINUTES from shopping, dining, and everything Rome has to offer! Step up onto the full-length front deck and into a bright, open layout. Cozy up by the stone-surround GAS FIREPLACE with built-in shelving, then head into the kitchen, the true heart of this home! Warm wood cabinetry, a HUGE island with seating, stainless appliances including a gas range with chimney hood, a farmhouse sink, a pantry, and a dining area with sliders to the back deck make it easy to cook, gather, and entertain! All 3 bedrooms, both full baths, AND the laundry are on the FIRST FLOOR. Since the finished upstairs is one large open bonus room, this is essentially ONE-FLOOR LIVING at its best! The primary suite is a true retreat, with a HUGE primary bathroom featuring a SOAKING TUB, separate shower, and double vanity. An office and a wet bar add even more everyday convenience! Peace of mind is built right in: a BONE-DRY crawl space with a sump pump, and a roof installed by Utica Roof Pros in 2024/2025 with a TRANSFERABLE WARRANTY! Outside, the fun never stops! 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