About This Home

This 3-bedroom, 2-bathroom single family at 523 S Jay Street in Rome, NY is listed for $359,900 ($130 per sqft). Built in 2014, the home offers 2,760 sqft of living space on a 1.85 acres lot.

Key Features

  • Built in 2014
  • 1.85 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
2014

Amenities

FireplaceA/C
Listing Description

NEARLY 2 ACRES and RANCH-STYLE LIVING, all inside Rome city limits! Welcome to 523 S Jay St, a 2014-built beauty that sits just far enough from the city center to feel like a peaceful escape, yet only MINUTES from shopping, dining, and everything Rome has to offer!

Step up onto the full-length front deck and into a bright, open layout. Cozy up by the stone-surround GAS FIREPLACE with built-in shelving, then head into the kitchen, the true heart of this home! Warm wood cabinetry, a HUGE island with seating, stainless appliances including a gas range with chimney hood, a farmhouse sink, a pantry, and a dining area with sliders to the back deck make it easy to cook, gather, and entertain!

All 3 bedrooms, both full baths, AND the laundry are on the FIRST FLOOR. Since the finished upstairs is one large open bonus room, this is essentially ONE-FLOOR LIVING at its best! The primary suite is a true retreat, with a HUGE primary bathroom featuring a SOAKING TUB, separate shower, and double vanity.

An office and a wet bar add even more everyday convenience! Peace of mind is built right in: a BONE-DRY crawl space with a sump pump, and a roof installed by Utica Roof Pros in 2024/2025 with a TRANSFERABLE WARRANTY! Outside, the fun never stops! The deep, open backyard is framed by mature trees, and the above-ground POOL, playset, trampoline, shed, and window AC units ALL STAY!

Public water, sewer, and natural gas. Two tax parcels included. Rome School District. Homes like this don't come along often. SCHEDULE YOUR SHOWING TODAY! Delayed showings and negotiations begin Saturday, October 24, 2026.

Monthly Cost Estimate

$1,925/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,560
Insurance$105

Estimates only. Actual payments may vary.

Location

523 S Jay Street

Rome, NY 13440

Features & Amenities

Interior Features

WetBarEatInKitchenSeparateFormalLivingRoomHomeOfficeKitchenIslandKitchenFamilyRoomComboLivingDiningRoomPantrySlidingGlassDoorsBedroomOnMainLevelMainLevelPrimaryPrimarySuite

Exterior Features

BlacktopDrivewayDeckPlayStructurePool

Property Details

Flooring

VinylLaminateVariesCarpet

Construction

BlownInInsulation VinylSiding

Outdoor Features

Deck

Parking

Garage

Heating

Forced AirNatural Gas

Cooling

Window Unit(s)

Appliances

DryerDishwasherExhaustFanGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 523 S Jay Street is listed at $359,900 ($130/sqft). The estimated monthly payment is $1,925 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2014, 1.85 acre lot, 2 stories, Fireplace. Interior Features: WetBar, EatInKitchen, SeparateFormalLivingRoom. Exterior Features: BlacktopDriveway, Deck, PlayStructure.

This property is listed by Cameron Stewart and can be reached at 3153512765.

CS

Cameron Stewart

License 10401341915

Agent at eXp Realty

(315) 351-2765

Listed by eXp Realty · Broker phone: (888) 276-0630 · View on Broker Site

MLS# S1722856· Source: New York State Alliance of MLSs, LLC· 1 day on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

523 S Jay Street, Rome, NY 13440

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