# 5237 Thomas Drive #A & B, Panama City, FL 32408 > **TL;DR:** 10bd/10ba multi-family, $2,179,900 ($423/sqft), built 2025, 5,156 sqft. > Pool, Fireplace, A/C. Est. $11,659/mo. Listed 128 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,179,900 | | Price/sqft | $423 | | Bedrooms | 10 | | Bathrooms | 8 full, 2 half | | Square Feet | 5,156 | | Year Built | 2025 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 3 | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 128 | ## Why This Home Stands Out - **Pool** - Porch, Deck, Patio ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,023 | | Estimated Insurance | $636 | | **Total** | **$11,659** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Pool - Fireplace - A/C ## Property Highlights - Built in 2025 - 0.13 acre lot - 3 stories - Private pool - Fireplace ## Description ### Agent Description This brand-new, purpose-built vacation rental duplex on Thomas Drive is a rare turnkey investment opportunity in one of Panama City Beach's most desirable corridors -- and it's priced below appraised value. Constructed to the highest standards and designed from the ground up to maximize rental income, this fully furnished and professionally decorated property is ready to perform from day one. Each side of the duplex features 5 bedrooms, 4 full baths, and 1 half bath across three thoughtfully designed floors. The first floor welcomes guests with a stylish living area, a sleek modern kitchen, and a back porch patio opening to a meticulously paved private backyard. There, each unit has its own in-ground saltwater pool with a natural gas heater and remote control -- a premium amenity that drives top rental rates and keeps bookings strong throughout the season. The oversized lot is fully fenced, with a privacy divider between each side giving guests their own secluded retreat. Head upstairs to find a large master suite with an immaculate en-suite bath, two additional guest bedrooms -- one featuring built-in bunk beds perfect for families -- plus a dedicated laundry room, ample storage, and luggage areas on every level. The third floor crowns the property with another spacious master bedroom and en-suite bath, plus an additional guest room. Step out onto the large balcony and take in panoramic Gulf views while grilling on the built-in natural gas grill -- the ultimate beach party space for guests who want to entertain in style. The property is fully furnished and decorated by two leading designers, turnkey for short or long-term rental operations. A full fire suppression system reflects the level of quality and attention to detail that sets this build apart from anything else at this price point. Situated just moments from pristine white sandy beaches, St. Andrews State Park, and a variety of renowned restaurants and shopping, this property delivers the location, amenities, and income potential that serious investors are looking for. The second you walk in this one, you can feel the quality of the build and the materials used, this property is truly a must see to appreciate!!! Buyer to verify all square footage, zoning, and rental regulations. All information deemed reliable but not guaranteed. ## Location - **Address:** 5237 Thomas Drive #A & B, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.142925, -85.754398 - **Google Maps:** https://www.google.com/maps?q=30.142925,-85.754398 ## Listing Agent - **Name:** Christopher C Jennings · **License:** 3287657 - **Brokerage:** Pelican Real Estate - **Broker Phone:** (850) 896-1225 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5237-Thomas-Dr_Panama-City-Beach_FL_32408_M92671-02673?f=listhub&s=BCARFL&m=791806&c=propsimple) ## Photos ![5237 Thomas Drive #A & B - Photo 1](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f112185238r.jpg) ![5237 Thomas Drive #A & B - Photo 2](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f220700353r.jpg) ![5237 Thomas Drive #A & B - Photo 3](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3953482166r.jpg) ![5237 Thomas Drive #A & B - Photo 4](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2619171858r.jpg) ![5237 Thomas Drive #A & B - Photo 5](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f398123902r.jpg) ![5237 Thomas Drive #A & B - Photo 6](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2471090072r.jpg) ![5237 Thomas Drive #A & B - Photo 7](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2082943231r.jpg) ![5237 Thomas Drive #A & B - Photo 8](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f298176084r.jpg) ![5237 Thomas Drive #A & B - Photo 9](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1997404375r.jpg) ![5237 Thomas Drive #A & B - Photo 10](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3067917959r.jpg) ![5237 Thomas Drive #A & B - Photo 11](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f77204976r.jpg) ![5237 Thomas Drive #A & B - Photo 12](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1823727672r.jpg) ![5237 Thomas Drive #A & B - Photo 13](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2845099124r.jpg) ![5237 Thomas Drive #A & B - Photo 14](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2288897477r.jpg) ![5237 Thomas Drive #A & B - Photo 15](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3590464416r.jpg) ![5237 Thomas Drive #A & B - Photo 16](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f453998710r.jpg) ![5237 Thomas Drive #A & B - Photo 17](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1760571237r.jpg) ![5237 Thomas Drive #A & B - Photo 18](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1353239468r.jpg) ![5237 Thomas Drive #A & B - Photo 19](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2735808989r.jpg) ![5237 Thomas Drive #A & B - Photo 20](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2113414610r.jpg) ![5237 Thomas Drive #A & B - Photo 21](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1938732141r.jpg) ![5237 Thomas Drive #A & B - Photo 22](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1179493649r.jpg) ![5237 Thomas Drive #A & B - Photo 23](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3867626953r.jpg) ![5237 Thomas Drive #A & B - Photo 24](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f976619893r.jpg) ![5237 Thomas Drive #A & B - Photo 25](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2970554604r.jpg) ![5237 Thomas Drive #A & B - Photo 26](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1610299266r.jpg) ![5237 Thomas Drive #A & B - Photo 27](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1308939281r.jpg) ![5237 Thomas Drive #A & B - Photo 28](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3647627840r.jpg) ![5237 Thomas Drive #A & B - Photo 29](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3161019716r.jpg) ![5237 Thomas Drive #A & B - Photo 30](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f247447837r.jpg) ![5237 Thomas Drive #A & B - Photo 31](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2529272718r.jpg) ![5237 Thomas Drive #A & B - Photo 32](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2705895987r.jpg) ![5237 Thomas Drive #A & B - Photo 33](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2766486055r.jpg) ![5237 Thomas Drive #A & B - Photo 34](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f312152082r.jpg) ![5237 Thomas Drive #A & B - Photo 35](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f636645108r.jpg) ![5237 Thomas Drive #A & B - Photo 36](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3654038501r.jpg) ![5237 Thomas Drive #A & B - Photo 37](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f600501773r.jpg) ![5237 Thomas Drive #A & B - Photo 38](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f4294831884r.jpg) ![5237 Thomas Drive #A & B - Photo 39](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1873631796r.jpg) ![5237 Thomas Drive #A & B - Photo 40](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3514025066r.jpg) ![5237 Thomas Drive #A & B - Photo 41](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3203617033r.jpg) ![5237 Thomas Drive #A & B - Photo 42](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f125868431r.jpg) ![5237 Thomas Drive #A & B - Photo 43](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3382368359r.jpg) ![5237 Thomas Drive #A & B - Photo 44](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1493372036r.jpg) ![5237 Thomas Drive #A & B - Photo 45](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3432516549r.jpg) ![5237 Thomas Drive #A & B - Photo 46](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f694417293r.jpg) ![5237 Thomas Drive #A & B - Photo 47](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2293853943r.jpg) ![5237 Thomas Drive #A & B - Photo 48](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2364248879r.jpg) ![5237 Thomas Drive #A & B - Photo 49](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1114779901r.jpg) ![5237 Thomas Drive #A & B - Photo 50](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1677308777r.jpg) ![5237 Thomas Drive #A & B - Photo 51](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3259448114r.jpg) ![5237 Thomas Drive #A & B - Photo 52](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f382669382r.jpg) ![5237 Thomas Drive #A & B - Photo 53](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2476599424r.jpg) ![5237 Thomas Drive #A & B - Photo 54](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2873779023r.jpg) ![5237 Thomas Drive #A & B - Photo 55](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2891314876r.jpg) ![5237 Thomas Drive #A & B - Photo 56](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3798997376r.jpg) ![5237 Thomas Drive #A & B - Photo 57](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3655009236r.jpg) ![5237 Thomas Drive #A & B - Photo 58](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3417473732r.jpg) ![5237 Thomas Drive #A & B - Photo 59](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1808703255r.jpg) ![5237 Thomas Drive #A & B - Photo 60](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f4147108030r.jpg) ![5237 Thomas Drive #A & B - Photo 61](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2528538785r.jpg) ![5237 Thomas Drive #A & B - Photo 62](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f4240811693r.jpg) ![5237 Thomas Drive #A & B - Photo 63](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1038798269r.jpg) ![5237 Thomas Drive #A & B - Photo 64](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f640852839r.jpg) ![5237 Thomas Drive #A & B - Photo 65](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f896633949r.jpg) ![5237 Thomas Drive #A & B - Photo 66](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2380744499r.jpg) ![5237 Thomas Drive #A & B - Photo 67](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1083556403r.jpg) ![5237 Thomas Drive #A & B - Photo 68](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3356466708r.jpg) ![5237 Thomas Drive #A & B - Photo 69](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1115465452r.jpg) ![5237 Thomas Drive #A & B - Photo 70](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f663773349r.jpg) ![5237 Thomas Drive #A & B - Photo 71](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3462131739r.jpg) ![5237 Thomas Drive #A & B - Photo 72](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1709034132r.jpg) ![5237 Thomas Drive #A & B - Photo 73](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2799893053r.jpg) ![5237 Thomas Drive #A & B - Photo 74](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1101715764r.jpg) ![5237 Thomas Drive #A & B - Photo 75](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f553941319r.jpg) ![5237 Thomas Drive #A & B - Photo 76](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3409792973r.jpg) ![5237 Thomas Drive #A & B - Photo 77](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3717496823r.jpg) ![5237 Thomas Drive #A & B - Photo 78](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2770527714r.jpg) ![5237 Thomas Drive #A & B - Photo 79](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3616761165r.jpg) ![5237 Thomas Drive #A & B - Photo 80](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1034518983r.jpg) ![5237 Thomas Drive #A & B - Photo 81](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1592653177r.jpg) ![5237 Thomas Drive #A & B - Photo 82](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3364319613r.jpg) ![5237 Thomas Drive #A & B - Photo 83](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f790349519r.jpg) ![5237 Thomas Drive #A & B - Photo 84](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2936376034r.jpg) ![5237 Thomas Drive #A & B - Photo 85](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f326548794r.jpg) ![5237 Thomas Drive #A & B - Photo 86](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f3795275066r.jpg) ![5237 Thomas Drive #A & B - Photo 87](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f315280189r.jpg) ![5237 Thomas Drive #A & B - Photo 88](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f884373014r.jpg) ![5237 Thomas Drive #A & B - Photo 89](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f439253058r.jpg) ![5237 Thomas Drive #A & B - Photo 90](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f1151552662r.jpg) ![5237 Thomas Drive #A & B - Photo 91](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f2100718337r.jpg) ![5237 Thomas Drive #A & B - Photo 92](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f717101025r.jpg) ![5237 Thomas Drive #A & B - Photo 93](http://lh.rdcpix.com/d85eca5a2f72c3df0ce6c690ff63d429l-f468075836r.jpg) --- **MLS#:** 791806 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/5237-thomas-drive-panama-city-fl-32408-49c0f16d664e468ba2d6618ca003c508) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/5237-thomas-drive-panama-city-fl-32408-49c0f16d664e468ba2d6618ca003c508#listing", "url": "https://www.propertysimple.ai/listing/5237-thomas-drive-panama-city-fl-32408-49c0f16d664e468ba2d6618ca003c508", "name": "5237 Thomas Drive #A & B, Panama City, FL 32408", "description": "This brand-new, purpose-built vacation rental duplex on Thomas Drive is a rare turnkey investment opportunity in one of Panama City Beach's most desirable corridors -- and it's priced below appraised value. Constructed to the highest standards and designed from the ground up to maximize rental income, this fully furnished and professionally decorated property is ready to perform from day one. Each side of the duplex features 5 bedrooms, 4 full baths, and 1 half bath across three thoughtfully designed floors. The first floor welcomes guests with a stylish living area, a sleek modern kitchen, and a back porch patio opening to a meticulously paved private backyard. There, each unit has its own in-ground saltwater pool with a natural gas heater and remote control -- a premium amenity that drives top rental rates and keeps bookings strong throughout the season. The oversized lot is fully fenced, with a privacy divider between each side giving guests their own secluded retreat. Head upstairs to find a large master suite with an immaculate en-suite bath, two additional guest bedrooms -- one featuring built-in bunk beds perfect for families -- plus a dedicated laundry room, ample storage, and luggage areas on every level. The third floor crowns the property with another spacious master bedroom and en-suite bath, plus an additional guest room. Step out onto the large balcony and take in panoramic Gulf views while grilling on the built-in natural gas grill -- the ultimate beach party space for guests who want to entertain in style. The property is fully furnished and decorated by two leading designers, turnkey for short or long-term rental operations. A full fire suppression system reflects the level of quality and attention to detail that sets this build apart from anything else at this price point. Situated just moments from pristine white sandy beaches, St. Andrews State Park, and a variety of renowned restaurants and shopping, this property delivers the location, amenities, and income potential that serious investors are looking for. The second you walk in this one, you can feel the quality of the build and the materials used, this property is truly a must see to appreciate!!! Buyer to verify all square footage, zoning, and rental regulations. 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