# 524 Ryan Drive, Richmond, KY 40475 > **TL;DR:** 6bd/4ba single family, $469,000 ($133/sqft), built 2019, 3,538 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $2,530/mo. Listed 20 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $469,000 | | Price/sqft | $133 | | Bedrooms | 6 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,538 | | Year Built | 2019 | | Lot Size | 14,331 sqft (0.33 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 20 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,372 | | Estimated Insurance | $137 | | HOA | $21 | | **Total** | **$2,530** | ## Nearby Schools - **Elementary:** Daniel Boone - **Middle:** Clark-Moores - **High:** Madison Central ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2019 - 0.33 acre lot - 2 stories - Fireplace ## Description ### Agent Description 2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it. ## Location - **Address:** 524 Ryan Drive, Richmond, KY 40475 - **County:** Madison - **Neighborhood:** Magnolia Pointe - **Coordinates:** 37.765113, -84.269277 - **Google Maps:** https://www.google.com/maps?q=37.765113,-84.269277 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/d8b01f22-e311-4dfd-aab7-54ec4545ae38?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** Jeremy Perryman - **Brokerage:** SimpliHOM - **Broker Phone:** (859) 509-8401 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/524-Ryan-Dr_Richmond_KY_40475_M32549-76486?f=listhub&s=LBARKY&m=26027676&c=propsimple) ## Photos ![524 Ryan Drive - Photo 1](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1938380708r.jpg) ![524 Ryan Drive - Photo 2](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f276890882r.jpg) ![524 Ryan Drive - Photo 3](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f477267479r.jpg) ![524 Ryan Drive - Photo 4](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2859801090r.jpg) ![524 Ryan Drive - Photo 5](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1523806114r.jpg) ![524 Ryan Drive - Photo 6](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3952826500r.jpg) ![524 Ryan Drive - Photo 7](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f778557790r.jpg) ![524 Ryan Drive - Photo 8](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3678893115r.jpg) ![524 Ryan Drive - Photo 9](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2827962812r.jpg) ![524 Ryan Drive - Photo 10](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1391187512r.jpg) ![524 Ryan Drive - Photo 11](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1894727271r.jpg) ![524 Ryan Drive - Photo 12](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2130536412r.jpg) ![524 Ryan Drive - 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Photo 43](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3520052838r.jpg) ![524 Ryan Drive - Photo 44](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3688265861r.jpg) ![524 Ryan Drive - Photo 45](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2837638911r.jpg) ![524 Ryan Drive - Photo 46](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3264202324r.jpg) ![524 Ryan Drive - Photo 47](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1033916988r.jpg) ![524 Ryan Drive - Photo 48](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f765065436r.jpg) ![524 Ryan Drive - Photo 49](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1562591387r.jpg) ![524 Ryan Drive - Photo 50](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3492274816r.jpg) ![524 Ryan Drive - Photo 51](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1431777363r.jpg) ![524 Ryan Drive - Photo 52](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1080433368r.jpg) ![524 Ryan Drive - Photo 53](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f90316633r.jpg) ![524 Ryan Drive - Photo 54](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2231299250r.jpg) ![524 Ryan Drive - Photo 55](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f4209773956r.jpg) ![524 Ryan Drive - Photo 56](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f64386120r.jpg) ![524 Ryan Drive - Photo 57](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f854584869r.jpg) ![524 Ryan Drive - Photo 58](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2409805139r.jpg) ![524 Ryan Drive - Photo 59](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1223966268r.jpg) ![524 Ryan Drive - Photo 60](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3107777127r.jpg) ![524 Ryan Drive - Photo 61](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1172432816r.jpg) ![524 Ryan Drive - Photo 62](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2042959673r.jpg) ![524 Ryan Drive - Photo 63](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2733622656r.jpg) ![524 Ryan Drive - Photo 64](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1824036407r.jpg) ![524 Ryan Drive - Photo 65](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1746530744r.jpg) ![524 Ryan Drive - Photo 66](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2472143990r.jpg) ![524 Ryan Drive - Photo 67](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f309180020r.jpg) ![524 Ryan Drive - Photo 68](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3439381264r.jpg) ![524 Ryan Drive - Photo 69](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3854462560r.jpg) ![524 Ryan Drive - Photo 70](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1477084828r.jpg) ![524 Ryan Drive - Photo 71](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3407244522r.jpg) ![524 Ryan Drive - Photo 72](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f221116415r.jpg) ![524 Ryan Drive - Photo 73](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f1102343672r.jpg) ![524 Ryan Drive - Photo 74](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f3016236235r.jpg) ![524 Ryan Drive - Photo 75](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f2624762583r.jpg) ![524 Ryan Drive - Photo 76](http://lh.rdcpix.com/42dea88180e756c18f8d9fd93a3908eal-f4126783054r.jpg) --- **MLS#:** 26027676 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/524-ryan-drive-richmond-ky-40475-6cd07089a3c4470082c55f6a8f3db6a2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/524-ryan-drive-richmond-ky-40475-6cd07089a3c4470082c55f6a8f3db6a2#listing", "url": "https://www.propertysimple.ai/listing/524-ryan-drive-richmond-ky-40475-6cd07089a3c4470082c55f6a8f3db6a2", "name": "524 Ryan Drive, Richmond, KY 40475", "description": "2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. 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