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About This Home

This 3-bedroom, 3-bathroom single family at 524 Southard Street in Key West, FL is listed for $3,168,000 ($1,401 per sqft). Built in 1925, the home offers 2,262 sqft of living space on a 0.07 acres lot.

Agent Description

Welcome to 524 Southard Street, an extraordinary luxury offering in the heart of Old Town Key West that blends upscale finishes, commercial versatility, & superior sustainable construction just steps from Duval Street. This fully renovated mixed-use property features 2,262 sq.

ft. of refined interior space designed with modern industrial style & historic Key West character. Inside, soaring 14' ceilings, expansive porcelain tile & luxury vinyl flooring, & thoughtfully curated lighting create an atmosphere of understated sophistication.

The custom chef's kitchen is beautifully appointed with quartz countertops, premium appliances, a generous walk-in pantry, & sleek modern cabinetry. The flexible layout includes 3 bedrooms (1 used as a media room), 3 spa-inspired bathrooms, & a well-equipped laundry room.

A separate office with its own off-street entry provides a true live/work advantage, delivering privacy & ease of access without entering the main residence. Outside, a private tropical oasis awaits with a heated and chilled pool, tranquil water feature, & lush landscaping, creating the perfect sanctuary for relaxation or entertaining.

Zoned HCT (Historic Commercial Tourist), the property provides exceptional opportunities for luxury live/work use, rental investment, or commercial operation. It qualifies as a transient license receivership site & boasts a successful commercial history, adding value for those seeking income-producing potential in a prime location.

Built with durability & efficiency in mind, the home includes impact-rated windows, doors, & skylights, a full fire sprinkler system, dual-zone cooling/heating, off-street parking for two, & a 25kW generator. Located in the desirable X-Flood zone and just moments from Key West's finest dining, galleries, and attractions, this property delivers an unmatched combination of luxury, quality, & opportunity in one of the island's most desirable neighborhoods.

Key Features

  • Built in 1925
  • 0.07 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
3 full
1925

Amenities

PoolViewA/C

Monthly Cost Estimate

$16,943/mo

20% down · 6.5% · 30 years

Principal$2,291
Interest$13,728
Insurance$924

Estimates only. Actual payments may vary.

Location

524 Southard Street

Key West, FL 33040

Gardens of Key West (1.0)

Features & Amenities

Interior Features

Fire SprinklerSecurity SystemSky Light(s)Quartz Countertops

Exterior Features

FencingPrivacy Wall/FenceWater Display

Property Details

Flooring

TileLaminate

Construction

CBS Concrete

Views

Water

Pool Features

Deck

Parking

AssignedOff Street

Heating

Ductless (Heating)Propane StoveCentralPropane (Heating)

Cooling

DuctlessCentral Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenDisposalIce MachineStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 524 Southard Street is listed at $3,168,000 ($1,401/sqft). The estimated monthly payment is $13,728 based on 20% down at 6.5% interest.

Key features include: Built in 1925, 0.07 acre lot, 2 stories, Private pool. Interior Features: Fire Sprinkler, Security System, Sky Light(s). Exterior Features: Fencing, Privacy Wall/Fence, Water Display.

This property is listed by Tommy Mack and can be reached at 3057317910 or tmack234@gmail.com.

TM

Tommy Mack

Agent at Coastal Collection Real Estate Inc.

(305) 731-7910

Listed by Coastal Collection Real Estate Inc. · View on Broker Site

MLS# 617354· Source: listhub· Updated 195 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

524 Southard Street, Key West, FL 33040

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