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About This Home

This 4-bedroom, 2-bathroom single family at 525 Charles Street in Central City, KY is listed for $189,900 ($112 per sqft). Built in 1969, the home offers 1,701 sqft of living space on a 0.41 acres lot.

Agent Description

Beautiful 4 bedroom, 2 bath split level home located on a quiet street in Central City. Offering approximately 1,700 square feet, this home stands out with its space, layout, and extensive updates that bring both comfort and peace of mind. Step inside to a fresh, inviting feel with updated flooring throughout the main level, creating a clean and comfortable space for everyday living.

The layout flows easily between the living room and kitchen, making it functional for both daily routines and entertaining. Upstairs you will find three bedrooms along with a nicely updated bathroom featuring a newer bathtub, vanity, and flooring. The lower level offers a spacious primary bedroom, a second full bath, and an unfinished basement area that provides excellent storage or the opportunity to expand your living space even further.

Major improvements have already been taken care of, including roof and water heater replaced in 2020, HVAC replaced in 2018, appliances 2021 and plumbing recently updated from cast iron to PVC, a valuable upgrade not often found in homes of this price range.

Situated on approximately 0.42 acres, the property offers a generous yard, space to enjoy the outdoors, and an additional outbuilding for storage or lawn equipment. Located near the elementary school and tucked into a quiet neighborhood setting, this home offers both convenience and a sense of community. Homes offering this combination of space, updates, and location are hard to find, schedule your showing early.

Key Features

  • Built in 1969
  • 0.41 acre lot

Property Details

2 full
1969

Monthly Cost Estimate

$1,016/mo

20% down · 6.5% · 30 years

Principal$137
Interest$823
Insurance$55

Estimates only. Actual payments may vary.

Location

525 Charles Street

Central City, KY 42330

Other

Features & Amenities

Interior Features

Ceiling Fan(s)

Exterior Features

Concrete Walks

Property Details

Flooring

Laminate

Construction

Brick

Parking

Carport

Heating

Forced Air

Cooling

Central AirElectric

Appliances

Dryer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 525 Charles Street is listed at $189,900 ($112/sqft). The estimated monthly payment is $823 based on 20% down at 6.5% interest.

Key features include: Built in 1969, 0.41 acre lot. Interior Features: Ceiling Fan(s). Exterior Features: Concrete Walks.

This property is listed by STEPHANIE WRIGHT and can be reached at 2704990099 or styledonewright@gmail.com.

SW

STEPHANIE WRIGHT

Agent at GREATER OWENSBORO REALTY COMPA

(270) 499-0099

Listed by GREATER OWENSBORO REALTY COMPA · View on Broker Site

MLS# RA20262431· Source: listhub· Updated 33 days ago

Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

525 Charles Street, Central City, KY 42330

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