About This Home

This 3-bedroom, 3-bathroom townhouse at 527 O Neal Street in Chattanooga, TN is listed for $425,000 ($266 per sqft). Built in 2024, the home offers 1,600 sqft of living space on a 0.40 acres lot.

Key Features

  • Built in 2024
  • 0.40 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
#A
2024

Amenities

A/C
Listing Description

Welcome to 527A O'Neal Street at O'Neal Residences--an exclusive enclave of just six detached townhomes, offering low-maintenance living in one of Chattanooga's most convenient locations. Perfectly positioned in the back left corner of the community, this townhome enjoys the most private setting, with its own rear parking pad, side deck, and a peaceful location tucked away from the street.

Inside, you'll find an inviting open floor plan with 9-foot ceilings, abundant natural light, and quality finishes throughout. The chef-inspired kitchen features custom cabinetry, quartz countertops, and ample space for entertaining. Upstairs, all three bedrooms are thoughtfully arranged on one level, including the spacious primary suite with a beautifully appointed en-suite bath--creating the ideal separation between living and private spaces.

Enjoy views of Missionary Ridge from the front porch while being just steps away from the UTC Intramural Fields. Whether you're a UTC student, faculty member, or healthcare professional commuting to Erlanger, Parkridge, or Memorial downtown, this townhome places you just minutes from it all.

The Historic Fort Wood District is just a short stroll away, and downtown Chattanooga, the Southside, and Northshore are all within a quick 5-7 minute drive--offering endless dining, entertainment, and cultural options. All landscaping is carefully maintained by the HOA ($85 a month), so you can enjoy a hassle-free lifestyle in this vibrant community. Don't miss your chance to call this townhome yours--schedule your private tour today and experience exceptional living!

Monthly Cost Estimate

$2,358/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$85

Estimates only. Actual payments may vary.

Location

527 O Neal Street

Chattanooga, TN 37403

Roberts

Features & Amenities

Interior Features

Ceiling Fan(s)Crown MoldingEat-in KitchenEn SuiteGranite CountersHigh CeilingsHigh Speed InternetKitchen IslandOpen FloorplanPantryRecessed LightingStone CountersStorageTub/shower ComboWalk-In Closet(s)

Exterior Features

BalconyPrivate EntranceRain Gutters

Property Details

Flooring

Tile

Construction

Fiber Cement HardiPlank Type

Pool Features

PorchDeck

Parking

Off Street

Heating

Electric (Heating)Central

Cooling

Central AirMulti UnitsElectric

Appliances

MicrowaveFree-Standing Electric RangeElectric Water HeaterDisposalDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 527 O Neal Street is listed at $425,000 ($266/sqft). The estimated monthly payment is $2,358 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $85/month.

Key features include: Built in 2024, 0.40 acre lot, 2 stories. Interior Features: Ceiling Fan(s), Crown Molding, Eat-in Kitchen. Exterior Features: Balcony, Private Entrance, Rain Gutters.

This property is listed by Rachel C Bruner and can be reached at 4232556600.

RB

Rachel C Bruner

Agent at Keller Williams Realty

(423) 255-6600

Listed by Keller Williams Realty · View on Broker Site

MLS# 1537907· Source: listhub· 3 days on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

527 O Neal Street, Chattanooga, TN 37403

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