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About This Home

This 3-bedroom, 3-bathroom single family at 5304 N Bear Flat Rd in Payson, AZ is listed for $649,900 ($267 per sqft). Built in 1983, the home offers 2,432 sqft of living space on a 0.31 acres lot.

Agent Description

Creekfront Log Cabin Retreat in Bear Flat - A rare opportunity to own a creekside log cabin in the highly sought-after Bear Flat community, surrounded by towering Ponderosa Pines. This rustic yet inviting log home offers dual decks overlooking the year-round flowing waters of Tonto Creek-perfect for those seeking peace, privacy, and natural beauty.

Set in a gated community and backing to US Forest Service land, this property provides direct access to serene creekside swimming holes, quality fishing spots, and scenic hiking trails right out your back door. Inside, the cabin features classic charm with modern comfort: a spacious kitchen with a breakfast bar, cozy wood-burning stoves on both levels, a game room, a versatile loft, two guest bedrooms, and a laundry room.

Enjoy the soothing sounds of the creek from your private decks on both floors. A private well ensures self-sufficiency and convenience. Whether you're looking for a weekend getaway or a year-round haven, this one-of-a-kind Bear Flat retreat offers the perfect blend of seclusion, comfort, and outdoor adventure.

Key Features

  • Built in 1983
  • 0.31 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
1983

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$3,676/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,816
Insurance$190
HOA$200

Estimates only. Actual payments may vary.

Location

5304 N Bear Flat Rd

Payson, AZ 85541

Bear Flat

Features & Amenities

Interior Features

Foyer/EntryBreakfast BarEat-in KitchenFurnished/See RmrksVaulted Ceiling(s)Pantry

Exterior Features

Fire Pit

Property Details

Flooring

LaminateWoodCarpet

Construction

Wood Frame Log Log Siding Wood Siding

Pool Features

Porch

Heating

BaseboardElectric (Heating)

Cooling

Wall/Window Unit(s)Window Unit(s)Ceiling Fan(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 5304 N Bear Flat Rd is listed at $649,900 ($267/sqft). The estimated monthly payment is $3,016 based on 20% down at 6.5% interest.

HOA fees are $200/month.

Key features include: Built in 1983, 0.31 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Foyer/Entry, Breakfast Bar, Eat-in Kitchen. Exterior Features: Fire Pit.

This property is listed by Don 'Junior' Queen and can be reached at 9285923771 or junior@mountainhometeamaz.com.

DQ

Don 'Junior' Queen

Agent at Real Broker

(928) 592-3771

Listed by Real Broker · View on Broker Site

MLS# 92161· Source: listhub· Updated 396 days ago

Copyright © 2026 Central Arizona Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5304 N Bear Flat Rd, Payson, AZ 85541

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