# 5315 COLONIAL AVENUE, Jacksonville, FL 32210

> **TL;DR:** 3bd/2ba single family, $244,900 ($205/sqft), built 2018, 1,196 sqft. Est. $1,061/mo. Listed 8 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $244,900 |
| Price/sqft | $205 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,196 |
| Year Built | 2018 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 8 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,061 |
| **Total** | **$1,061** |

## Property Highlights

- Built in 2018
- 0.16 acre lot

## Description

### Agent Description
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage.

Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind.

Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market.

Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

## Location

- **Address:** 5315 COLONIAL AVENUE, Jacksonville, FL 32210
- **County:** Duval
- **Neighborhood:** LAKE SIDE PARK
- **Coordinates:** 30.279847, -81.737173
- **Google Maps:** https://www.google.com/maps?q=30.279847,-81.737173

## Listing Agent

- **Name:** Wendy Swan
- **Brokerage:** KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
- **Phone:** 3522251615
- **Email:** wendyswanllc@gmail.com

## Primary Photo

![5315 COLONIAL AVENUE - Primary Photo](http://lh.rdcpix.com/5a980dd3fc037908bb6550e4a80fab56l-f1271863432r.jpg)

*29 total photos available on [listing page](https://www.propertysimple.com/listing/5315-colonial-avenue-jacksonville-fl-32210-gc540593)*

---

**MLS#:** GC540593 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/5315-colonial-avenue-jacksonville-fl-32210-gc540593)

---

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