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About This Home

This 5-bedroom, 4-bathroom single family at 534 Terrace Ln in South Elgin, IL is listed for $699,900 ($223 per sqft). Built in 1999, the home offers 3,141 sqft of living space on a N/A lot.

Agent Description

Your "Forever Home" search ends here. Perfectly nestled within the prestigious Thornwood pool community, this residence isn't just a house-it's a lifestyle upgrade. Combining the security of a major structural update with the prestige of a Blue Ribbon education, this is the opportunity you've been waiting for.

THE GOLD STANDARD OF EDUCATION AND INFRASTRUCTURE | Step into a future of total peace of mind. We are proud to offer a BRAND NEW architectural shingle roof, to be installed and tailored to your specific timeline-giving you the ultimate "new home" confidence.

Beyond the roofline, your family will thrive in the celebrated St. Charles School District 303. Ranked among the top 25 districts in Illinois, your students will attend the National Blue Ribbon-winning St. Charles North High School-an elite institution recognized for both academic excellence and top-tier athletics.

In Thornwood, you aren't just buying a home; you are investing in your children's future. SOPHISTICATED DESIGN FOR MODERN LIVING | Inside, discover a floor plan that effortlessly balances grand entertainment with quiet productivity. DUAL EXECUTIVE OFFICES | Two dedicated main-level offices offer the rare flexibility needed for today's professional couple.

A CHEF'S CONNECTION | The granite-clad kitchen serves as the home's pulse, flowing beautifully into sun-drenched family and dining spaces. REFINED FINISHES | Rich hardwood floors sweep across both the main and second levels, complemented by newer windows (2020) that bathe the home in natural light.

THE SUITE LIFE | Retreat to four sprawling above-grade bedrooms, featuring two private en suites and abundant walk-in closet space. RESORT-STYLE AMENITIES AND NATURE AT YOUR DOOR | Life in Thornwood feels like a permanent vacation. Spend your weekends at the $3.8 million clubhouse, splashing in the community pool, or competing on the sports courts.

For those who crave the outdoors, over 164 acres of preserved prairies, wooded wetlands, and scenic ponds wrap around the neighborhood. Step out your back door to access five miles of paved trails connecting you to the legendary Fox River Trail system.

A COMMUNITY WITH A SOUL | This isn't just a subdivision; it's a village. Showcasing a vibrant social calendar-including the beloved Pumpkin Frolic, Cookies with Santa, and community Easter egg hunts-this neighborhood is designed to create lifelong memories for families and young children.

ADDITIONAL PROPERTY HIGHLIGHTS | Finished Lower Level: Expansive recreation room plus a dedicated fitness room (or 5th bedroom). Outdoor Sanctuary: A refurbished bi-level expanded patio overlooks a mostly fenced yard with a sun-soaked dedicated garden.

Modern Essentials: 2nd-floor laundry with new washer/dryer (2023), newer water heater (2020), and a massive 3-car garage with a concrete drive. Rarely does a home offering this much security, prestige, and community spirit hit the market. Schedule your private tour today and experience the pinnacle of St. Charles living.

Key Features

  • Built in 1999

Property Details

3 full, 1 half
1999

Monthly Cost Estimate

$3,743/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204

Estimates only. Actual payments may vary.

Location

534 Terrace Ln

South Elgin, IL 60177

Thornwood

Features & Amenities

Interior Features

BookcasesCathedral Ceiling(s)Crown MoldingEntrance FoyerHigh Speed InternetNatural WoodworkRecessed LightingStorageTray Ceiling(s)Wired for DataWired for Sound

Exterior Features

Fire PitGardenPrivate Yard

Property Details

Flooring

Wood

Parking

DrivewayOff Street

Heating

Central

Cooling

Central Air

Appliances

CooktopCooktop - GasDishwasherDryerGarbage DisposerMicrowaveOven - DoubleOven - GasRefrigeratorWasherWasher/Dryer Combo

Questions & Answers

This 5-bedroom, 4-bathroom single family at 534 Terrace Ln is listed at $699,900 ($223/sqft). The estimated monthly payment is $3,033 based on 20% down at 6.5% interest.

Key features include: Built in 1999. Interior Features: Bookcases, Cathedral Ceiling(s), Crown Molding. Exterior Features: Fire Pit, Garden, Private Yard.

This property is listed by Chris Vernald or chicago@engelvoelkers.com.

CV

Chris Vernald

Agent at Engel & Völkers Chicago

Listed by Engel & Völkers Chicago · View on Broker Site

MLS# AM-5517512· Source: listhub· Updated today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

534 Terrace Ln, South Elgin, IL 60177

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