About This Home

This 3-bedroom, 3-bathroom single family at 539 Holley Mountain Top Rd in Whittier, NC is listed for $530,000. Built in 2003, on a 0.66 acres lot.

Key Features

  • Built in 2003
  • 0.66 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full
2003

Amenities

FireplaceWaterfrontSpaA/C
Listing Description

Welcome to your mountain retreat - a charming three-level cabin with 3 bedrooms, 3 baths, and a flexible bonus room perfect for extra guests or a private office & walk out/ground level basement. The wrap around deck off the main living gives a treehouse effect.

The basement game room sets the stage for family fun or open up to the outdoor firepit & hot tub. Upstairs & downstairs laundry areas make long stays and large groups a breeze. Nestled in a peaceful community with lake access, this home offers the ideal blend of nature, comfort, and convenient to Bryson City & Cherokee. Fully furnished and rental-ready, it's an effortless investment or a dreamy personal escape. This cabin was previously a vacation rental.

Monthly Cost Estimate

$3,495/mo

20% down · 6.5% · 30 years

Principal$383
Interest$2,297
Insurance$155
HOA$660

Estimates only. Actual payments may vary.

Location

539 Holley Mountain Top Rd

Whittier, NC 28789

Lake Ocona Estates

Features & Amenities

Interior Features

Bonus RoomCathedral/Vaulted CeilingCeiling Fan(s)Kitchen IslandKitchen/Dining RoomRec/Game Room

Property Details

Flooring

CarpetVinyl

Construction

Log Siding Block Stucco

Outdoor Features

Deck

Parking

Carport

Heating

Electric (Heating)Heat Pump (Heating)Propane (Heating)

Cooling

Heat Pump

Appliances

Electric Water HeaterDishwasherMicrowaveElectric Oven/RangeRefrigeratorWasherDryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 539 Holley Mountain Top Rd is listed at $530,000. The estimated monthly payment is $3,495 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $660/month.

Key features include: Built in 2003, 0.66 acre lot, Fireplace, Waterfront. Interior Features: Bonus Room, Cathedral/Vaulted Ceiling, Ceiling Fan(s).

This property is listed by Olivia King.

OK

Olivia King

Agent at YELLOW ROSE REALTY

Listed by YELLOW ROSE REALTY · Broker phone: 8284882797 · View on Broker Site · Broker website

MLS# 26047998· Source: Carolina Smokies Association of Realtors· Added to PropertySimple today

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

539 Holley Mountain Top Rd, Whittier, NC 28789

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