# 539 Payne Avenue, Covington, TN 38019

> **TL;DR:** 2bd/2ba single family, $256,900 ($148/sqft), built 1976, 1,731 sqft.
> Fireplace, Hardwood, A/C. Est. $1,374/mo. Listed 26 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $256,900 |
| Price/sqft | $148 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,731 |
| Year Built | 1976 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 26 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,299 |
| Estimated Insurance | $75 |
| **Total** | **$1,374** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1976
- 0.24 acre lot
- 2 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
This beautifully maintained 2 bedroom 2 bath home offers hardwood floors and a welcoming den with a fireplace. The kitchen offers built in range and oven, dishwasher, double sink, and butler's pantry for added storage and convenience. The spacious primary bath features a vaulted ceiling, double vanity, tub, and separate shower. Enjoy the landscaped backyard with an irrigation system, wood fence, and patio perfect for relaxing and entertaining. The shingle roof replaced 1 year ago adds to this home's appeal. Call today for your private showing!

## Location

- **Address:** 539 Payne Avenue, Covington, TN 38019
- **County:** Tipton
- **Coordinates:** 35.553776, -89.651482
- **Google Maps:** https://www.google.com/maps?q=35.553776,-89.651482

## Listing Agent

- **Name:** Tara Joyner · **License:** 322963
- **Brokerage:** Conner Real Estate
- **Broker Phone:** 7317720202
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/539-Payne-Ave_Covington_TN_38019_M70182-39131?f=listhub&s=CWTAR&m=2604708&c=propsimple)

## Photos

![539 Payne Avenue - Photo 1](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2835453916r.jpg)

![539 Payne Avenue - Photo 2](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1976610054r.jpg)

![539 Payne Avenue - Photo 3](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2442359225r.jpg)

![539 Payne Avenue - Photo 4](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1429821846r.jpg)

![539 Payne Avenue - Photo 5](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4145026744r.jpg)

![539 Payne Avenue - Photo 6](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1149024876r.jpg)

![539 Payne Avenue - Photo 7](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3032110308r.jpg)

![539 Payne Avenue - Photo 8](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3062061752r.jpg)

![539 Payne Avenue - Photo 9](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2876314638r.jpg)

![539 Payne Avenue - Photo 10](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1523999843r.jpg)

![539 Payne Avenue - Photo 11](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f574407124r.jpg)

![539 Payne Avenue - Photo 12](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f17217416r.jpg)

![539 Payne Avenue - Photo 13](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3668584133r.jpg)

![539 Payne Avenue - Photo 14](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2584792908r.jpg)

![539 Payne Avenue - Photo 15](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2296389827r.jpg)

![539 Payne Avenue - Photo 16](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f457696784r.jpg)

![539 Payne Avenue - Photo 17](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f148845871r.jpg)

![539 Payne Avenue - Photo 18](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1893151523r.jpg)

![539 Payne Avenue - Photo 19](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2413107277r.jpg)

![539 Payne Avenue - Photo 20](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f463428323r.jpg)

![539 Payne Avenue - Photo 21](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2898954963r.jpg)

![539 Payne Avenue - Photo 22](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3420862645r.jpg)

![539 Payne Avenue - Photo 23](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f37063604r.jpg)

![539 Payne Avenue - Photo 24](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2868569223r.jpg)

![539 Payne Avenue - Photo 25](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f759905224r.jpg)

![539 Payne Avenue - Photo 26](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2928640559r.jpg)

![539 Payne Avenue - Photo 27](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f214726600r.jpg)

![539 Payne Avenue - Photo 28](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3508625057r.jpg)

![539 Payne Avenue - Photo 29](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3445294975r.jpg)

![539 Payne Avenue - Photo 30](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4210700181r.jpg)

![539 Payne Avenue - Photo 31](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2162466997r.jpg)

![539 Payne Avenue - Photo 32](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2149726262r.jpg)

![539 Payne Avenue - Photo 33](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1521016428r.jpg)

![539 Payne Avenue - Photo 34](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1781026279r.jpg)

![539 Payne Avenue - Photo 35](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3276570050r.jpg)

![539 Payne Avenue - Photo 36](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4078141221r.jpg)

![539 Payne Avenue - Photo 37](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2215101013r.jpg)

![539 Payne Avenue - Photo 38](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1734336651r.jpg)

![539 Payne Avenue - Photo 39](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4136616838r.jpg)

![539 Payne Avenue - Photo 40](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f127925186r.jpg)

![539 Payne Avenue - Photo 41](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2867722527r.jpg)

![539 Payne Avenue - Photo 42](http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2690143871r.jpg)

---

**MLS#:** 2604708 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Central West Tennessee Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#listing",
  "url": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d",
  "name": "539 Payne Avenue, Covington, TN 38019",
  "description": "This beautifully maintained 2 bedroom 2 bath home offers hardwood floors and a welcoming den with a fireplace. The kitchen offers built in range and oven, dishwasher, double sink, and butler's pantry for added storage and convenience. The spacious primary bath features a vaulted ceiling, double vanity, tub, and separate shower. Enjoy the landscaped backyard with an irrigation system, wood fence, and patio perfect for relaxing and entertaining. The shingle roof replaced 1 year ago adds to this home's appeal. Call today for your private showing!",
  "image": [
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2835453916r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1976610054r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2442359225r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1429821846r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4145026744r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1149024876r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3032110308r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3062061752r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2876314638r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1523999843r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f574407124r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f17217416r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3668584133r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2584792908r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2296389827r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f457696784r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f148845871r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1893151523r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2413107277r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f463428323r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2898954963r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3420862645r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f37063604r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2868569223r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f759905224r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2928640559r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f214726600r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3508625057r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3445294975r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4210700181r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2162466997r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2149726262r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1521016428r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1781026279r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3276570050r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4078141221r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2215101013r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1734336651r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4136616838r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f127925186r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2867722527r.jpg",
    "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2690143871r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2835453916r.jpg",
    "caption": "539 Payne Avenue - Covington, TN"
  },
  "datePosted": "2026-10-05",
  "dateModified": "2026-10-27T21:25:53.722Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#property",
    "name": "539 Payne Avenue, Covington, TN 38019",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "539 Payne Avenue",
      "addressLocality": "Covington",
      "addressRegion": "TN",
      "postalCode": "38019",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 35.553776,
      "longitude": -89.651482
    },
    "image": [
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2835453916r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1976610054r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2442359225r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1429821846r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4145026744r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1149024876r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3032110308r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3062061752r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2876314638r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1523999843r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f574407124r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f17217416r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3668584133r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2584792908r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2296389827r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f457696784r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f148845871r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1893151523r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2413107277r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f463428323r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2898954963r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3420862645r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f37063604r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2868569223r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f759905224r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2928640559r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f214726600r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3508625057r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3445294975r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4210700181r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2162466997r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2149726262r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1521016428r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1781026279r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f3276570050r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4078141221r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2215101013r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f1734336651r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f4136616838r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f127925186r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2867722527r.jpg",
      "http://lh.rdcpix.com/6f58926f44cc0797fed5245ef7886028l-f2690143871r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "2604708"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1731,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1976,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Built-In Electric Oven, Dishwasher, Electric Cooktop, Range Hood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Hardwood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch, Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.24 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#offer",
    "url": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d",
    "price": 256900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#agent",
    "name": "Tara Joyner",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/539-payne-avenue-covington-tn-38019-9227a98fd7b74558866252bdb17b150d#brokerage",
      "name": "Conner Real Estate",
      "telephone": "7317720202"
    }
  }
}
```