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About This Home

This 5-bedroom, 5-bathroom single family at 539 Wahoo Road in Panama City Beach, FL is listed for $850,000 ($223 per sqft). Built in 1997, the home offers 3,806 sqft of living space on a 0.35 acres lot.

Agent Description

.Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal near Bay Point Bridge with a 124-ft dock! It features three separate living quarters. The main house features an open-concept living, dining, and kitchen area with stunning views of the pool and canal.

Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!SELLER IS INTHE PROCESS OF REPLACING SEAWALL.

Key Features

  • Built in 1997
  • 0.35 acre lot
  • 2 stories
  • 11 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 1 half
11 spaces
1997

Amenities

FireplaceWaterfrontA/CRV Parking

Monthly Cost Estimate

$6,446/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248
HOA$1,900

Estimates only. Actual payments may vary.

Location

539 Wahoo Road

Panama City Beach, FL 32408

BAY POINT UNIT 1

Features & Amenities

Interior Features

Ceiling Tray/CofferdFireplace

Exterior Features

Boat SlipDockPool - Gunite ConcrtShower

Property Details

Construction

Frame Stucco Trim Wood

Pool Features

Deck

Parking

BoatGarage

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveOven DoubleStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 5-bedroom, 5-bathroom single family at 539 Wahoo Road is listed at $850,000 ($223/sqft). The estimated monthly payment is $5,583 based on 20% down at 6.5% interest.

HOA fees are $1900/month.

Key features include: Built in 1997, 0.35 acre lot, 2 stories, 11 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Tray/Cofferd, Fireplace. Exterior Features: Boat Slip, Dock, Pool - Gunite Concrt.

This property is listed by Renata Morse and can be reached at 8505273923 or renata@gotbeach.com.

RM

Renata Morse

Agent at Beachy Beach Real Estate

(850) 527-3923

Listed by Beachy Beach Real Estate · View on Broker Site

MLS# 967377· Source: listhub· Updated 489 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

539 Wahoo Road, Panama City Beach, FL 32408

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