# 540 Central Avenue, Chattanooga, TN 37403

> **TL;DR:** land, $175,000. Est. $936/mo. Listed 5 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $175,000 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 5 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $885 |
| Estimated Insurance | $51 |
| **Total** | **$936** |

## Nearby Schools

- **Elementary:** Orchard Knob Elementary
- **Middle:** Orchard Knob Middle
- **High:** Howard School of Academics & Tech

## Property Highlights

- 0.23 acre lot

## Description

### Agent Description
Explore the possibilities at 540 Central Avenue! This approximately 0.23-acre Chattanooga lot offers RN-3 zoning and potential for multifamily development, subject to applicable requirements and approvals. Extending approximately 250 feet from Central Avenue to the rear alley, the parcel offers an opportunity for investors and builders planning their next residential project. Bring your plans and explore how this site could fit your vision. Buyer to verify permitted uses, development requirements, lot dimensions, utilities, and alley access.

## Location

- **Address:** 540 Central Avenue, Chattanooga, TN 37403
- **County:** Hamilton
- **Neighborhood:** Key & Richmond
- **Coordinates:** 35.043743, -85.289369
- **Google Maps:** https://www.google.com/maps?q=35.043743,-85.289369

## Listing Agent

- **Name:** Grace Frank · **License:** 305329
- **Brokerage:** Zach Taylor Real Estate
- **Broker Phone:** (423) 451-6654
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/540-Central-Ave_Chattanooga_TN_37403_M97131-43852?f=listhub&s=CARTN&m=1545358&c=propsimple)

## Photos

![540 Central Avenue - Photo 1](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f532098922r.jpg)

![540 Central Avenue - Photo 2](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f2957233076r.jpg)

![540 Central Avenue - Photo 3](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f882518451r.jpg)

![540 Central Avenue - Photo 4](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f2086773784r.jpg)

![540 Central Avenue - Photo 5](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f1228877982r.jpg)

![540 Central Avenue - Photo 6](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f2146678852r.jpg)

![540 Central Avenue - Photo 7](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f2253522239r.jpg)

![540 Central Avenue - Photo 8](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f1598933690r.jpg)

![540 Central Avenue - Photo 9](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f3383378030r.jpg)

![540 Central Avenue - Photo 10](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f3413049114r.jpg)

![540 Central Avenue - Photo 11](http://lh.rdcpix.com/d9bc618c8704a0168231ecbd49bc8db3l-f2695949293r.jpg)

---

**MLS#:** 1545358 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/540-central-avenue-chattanooga-tn-37403-32ada3e24d7942a982308c4b316685a7)

---

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