About This Home

This 5-bedroom, 4-bathroom single family at 540 Chestnut Street lot: 321 in Highlands, NC is listed for $3,895,000. Built in 2002, on a 0.73 acres lot.

Key Features

  • Built in 2002
  • 0.73 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2002

Amenities

SolarFireplaceA/C
Listing Description

Own a rare in-town Highlands retreat just steps from the new Performing Arts Center. Enjoy the charm of mountain living paired with a vibrant cultural lifestyle, with world-class performances, fine dining, boutique shopping, and all that Highlands has to offer just a short stroll from your front door.

Set on beautifully landscaped grounds, this elegant home offers exceptional privacy, surrounded by mature evergreens that create the feeling of a secluded estate in the heart of town. A welcoming sense of arrival begins with the lush front gardens and continues to the enchanting rear courtyard, where a waterfall and fountain provide a tranquil backdrop for outdoor living.

Inside, a gracious foyer opens to a spacious great room featuring soaring vaulted ceilings, abundant natural light, and a stunning stone fireplace. The adjoining dining area flows seamlessly into the stunning gourmet kitchen, designed for both entertaining and everyday living.

A charming keeping room with its own stone fireplace creates the perfect gathering place for family and friends while meals are prepared. The inviting screened porch, complete with a wood-burning fireplace, serves as an additional living space overlooking the picturesque gardens.

Just beyond, an open-air deck offers the ideal setting for grilling, relaxing, and enjoying the mountain sunshine. The main-level primary suite is a private sanctuary, featuring a fireplace, peaceful garden views, and a luxurious spa-inspired bath with soaking tub and separate shower.

A second ensuite guest bedroom and a cozy den complete the main level. Upstairs, three additional bedrooms-including a delightful bunk room-provide ample accommodations for family and guests. A sitting area and office nook offer flexible spaces for work, reading, or relaxation.

Thoughtfully maintained and move-in ready, the home also features a two-car carport with floored attic storage, additional guest parking, a generator, central vacuum system, gas starters in all four fireplaces, custom closet shelving, and a fully encapsulated crawlspace. Combining privacy, luxury, and convenience, this exceptional Highlands property offers the opportunity to enjoy the very best of mountain living in one of the area's most desirable in-town locations.

Monthly Cost Estimate

$20,831/mo

20% down · 6.5% · 30 years

Principal$2,817
Interest$16,878
Insurance$1,136

Estimates only. Actual payments may vary.

Location

540 Chestnut Street lot: 321

Highlands, NC 28741

Features & Amenities

Interior Features

BreakfastBarBookcasesCeilingFansDoubleVanityEntranceFoyerHighSpeedInternetPrimaryDownstairsStoneCountersStorageSolarTubesSoakingTubVaultedCeilingsWalkInClosets

Exterior Features

GardenWaterFeature

Property Details

Flooring

Wood

Construction

Frame HardiplankType Stone

Pool Features

Porch

Heating

Central

Cooling

DuctlessCentral AirElectric

Appliances

DryerDishwasherDisposalMicrowaveRangeRefrigeratorWarmingDrawerWasher

Questions & Answers

This 5-bedroom, 4-bathroom single family at 540 Chestnut Street lot: 321 is listed at $3,895,000. The estimated monthly payment is $20,831 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2002, 0.73 acre lot, 2 stories, Fireplace. Interior Features: BreakfastBar, Bookcases, CeilingFans. Exterior Features: Garden, WaterFeature.

This property is listed by Pam Nellis and can be reached at 8287871895.

PN

Pam Nellis

Agent at Christie's International Real Estate Highlands-Cashiers

(828) 787-1895

Listed by Christie's International Real Estate Highlands-Cashiers · View on Broker Site

MLS# 1003582· Source: listhub· 6 days on market

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

540 Chestnut Street lot: 321, Highlands, NC 28741

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