# 540 Cloverdale Road, Toledo, OH 43612 > **TL;DR:** 3bd/2ba single family, $56,348 ($41/sqft), built 1929, 1,388 sqft. Est. $301/mo. Listed 88 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $56,348 | | Price/sqft | $41 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,388 | | Year Built | 1929 | | Lot Size | 4,792 sqft (0.11 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 88 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $285 | | Estimated Insurance | $16 | | **Total** | **$301** | ## Property Highlights - Built in 1929 - 0.11 acre lot - 2 stories ## Description ### Agent Description ONLINE FORECLOSURE AUCTION of 540 Cloverdale Rd, Toledo, OH Ends 12/1/26 10am. NOTE: $56,348 represents the court-ordered minimum bid and does not constitute an ask price as this property is selling at online foreclosure Auction. IMPORTANT NOTE: Property to be sold subject to the mortgage of Fifth Third Mortgage Company in the amount of $44,446.09 plus interest accruing at 3.375% from 5/1/2026, and other recoverable costs/fees in accordance with the terms of the loan agreement. Buyer will pay high bid amount PLUS10% of high bid (Buyer's Premium) PLUS first mortgage and interest of approximately $45,479. Description:1,388+/-SF, 3 Bedroom, 1.5 Bath, 2-Story home built in 1929 over a full finished Basement on .1079+/-acre lot. CASH ONLY SALE:Sale is considered CASH ONLY with NO CONTINGENCIES. NO INTERIOR ACCESS WILL BE AVAILABLE BEFORE CLOSING ~ understand that this sale is not contingent upon the ability to obtain a lender appraisal, the results thereof or ANY denial of purchaser financing. *ONLINE BIDDING NOTES: Bid Increment:$1,000. Max Bid:Place your 'max bid' in the bid box, click the bid button and select whether you want to raise to your maximum or bid the next increment allowing the system to bid on your behalf up to your max bid.You will be notified by email and or text if your maximum is exceeded by another bidder if you enable texts and emails. Bid Extensions:If a bid is placed in the last 3 minutes before the scheduled auction end time, bidding will extend back out to 3 minutes. Bid extensions will continue until a 3-minute period of time elapses after the stated auction end time with no advance in the bidding. Disclaimer: Information contained herein was obtained from sources deemed reliable. However, neither Auction Firm, Auctioneers, nor their agents will be responsible for any errors or omissions regarding information provided by same. Buyers should carefully verify all information and make their own decision as to the accuracy thereof before relying on same. TERMS: * This is a Foreclosure Auction ordered by the Lucas County Common Pleas Court. The foreclosure process clears all liens and encumbrances on the subject property unless otherwise stated. * The property sells with a minimum opening bid of $56,348. * The required deposit is $5,000. * Successful bidder will be required to deposit above amount into the trust account of Ohio Sheriff Sales by 5:00pm day of auction end. This can be done directly at any Chase Bank branch OR by initiating a wire transfer OR via Zelle (you may have to arrange a one-time daily limit increase with your financial institution for this option). If deposit has not been made by stated time, purchaser automatically authorizes Auction Firm to charge the credit card provided at the time of registration for the required deposit amount plus a 5% processing fee. * The real estate is sold AS-IS with NO CONTINGENCIES, WARRANTIES or GUARANTEES. * Closing required within 30 days of court confirmation. * No contract is signed after the auction. A one page Purchaser Information Form is the only document that is required by the Court. * A 10% buyer's premium will be added to the high bid to obtain the final selling price. * Buyer pays all closing costs. * Private Selling Officer Deed or equivalent given at closing with no liens or back taxes. * Provisional Auction Date: In the event the $56,348 minimum bid is not achieved on the first auction date, a second online auction will take place ending onDecember 10, 2026 @ 10:00am subject to no minimum bid. * The purchaser shall be responsible for those costs, allowances, and taxes that the proceeds of the sale are insufficient to cover. This generally only comes into play when a property goes to the 2nd auction with no minimum bid. * BUYER DEFAULT:Be aware, if you don't close within 30 days of court confirmation, your deposit is non-refundable, and you could be liable for other costs and penalties including possible contempt. Some listing photos have bee ## Location - **Address:** 540 Cloverdale Road, Toledo, OH 43612 - **County:** Lucas - **Neighborhood:** North Towne - **Coordinates:** 41.710331, -83.55817 - **Google Maps:** https://www.google.com/maps?q=41.710331,-83.55817 ## Virtual Tour & Media - **Video Tour:** https://www.ohiosheriffsales.com/property_details/540_cloverdale_road_toledo_ohio_43612_1533 ## Listing Agent - **Name:** Tim Lile - **Brokerage:** Ohio Real Estate Auctions - **Broker Phone:** (937) 581-3037 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/540-Cloverdale-Rd_Toledo_OH_43612_M34915-82727?f=listhub&s=NYSMLS&m=11920856&c=propsimple) ## Photos ![540 Cloverdale Road - Photo 1](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f2764492530r.jpg) ![540 Cloverdale Road - Photo 2](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f964494765r.jpg) ![540 Cloverdale Road - Photo 3](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f3493388377r.jpg) ![540 Cloverdale Road - Photo 4](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f3962016590r.jpg) ![540 Cloverdale Road - Photo 5](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f1310660643r.jpg) ![540 Cloverdale Road - Photo 6](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f3703424761r.jpg) ![540 Cloverdale Road - Photo 7](http://lh.rdcpix.com/12807298ab75d99e317970c1aba68cb4l-f3636435691r.jpg) --- **MLS#:** 11920856 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/540-cloverdale-road-toledo-oh-43612-dd458d7f9eb140ddbab70773ca1a0e50) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/540-cloverdale-road-toledo-oh-43612-dd458d7f9eb140ddbab70773ca1a0e50#listing", "url": "https://www.propertysimple.ai/listing/540-cloverdale-road-toledo-oh-43612-dd458d7f9eb140ddbab70773ca1a0e50", "name": "540 Cloverdale Road, Toledo, OH 43612", "description": "ONLINE FORECLOSURE AUCTION of 540 Cloverdale Rd, Toledo, OH Ends 12/1/26 10am. NOTE: $56,348 represents the court-ordered minimum bid and does not constitute an ask price as this property is selling at online foreclosure Auction. IMPORTANT NOTE: Property to be sold subject to the mortgage of Fifth Third Mortgage Company in the amount of $44,446.09 plus interest accruing at 3.375% from 5/1/2026, and other recoverable costs/fees in accordance with the terms of the loan agreement. Buyer will pay high bid amount PLUS10% of high bid (Buyer's Premium) PLUS first mortgage and interest of approximately $45,479. Description:1,388+/-SF, 3 Bedroom, 1.5 Bath, 2-Story home built in 1929 over a full finished Basement on .1079+/-acre lot. CASH ONLY SALE:Sale is considered CASH ONLY with NO CONTINGENCIES. NO INTERIOR ACCESS WILL BE AVAILABLE BEFORE CLOSING ~ understand that this sale is not contingent upon the ability to obtain a lender appraisal, the results thereof or ANY denial of purchaser financing. *ONLINE BIDDING NOTES: Bid Increment:$1,000. Max Bid:Place your 'max bid' in the bid box, click the bid button and select whether you want to raise to your maximum or bid the next increment allowing the system to bid on your behalf up to your max bid.You will be notified by email and or text if your maximum is exceeded by another bidder if you enable texts and emails. Bid Extensions:If a bid is placed in the last 3 minutes before the scheduled auction end time, bidding will extend back out to 3 minutes. Bid extensions will continue until a 3-minute period of time elapses after the stated auction end time with no advance in the bidding. Disclaimer: Information contained herein was obtained from sources deemed reliable. However, neither Auction Firm, Auctioneers, nor their agents will be responsible for any errors or omissions regarding information provided by same. Buyers should carefully verify all information and make their own decision as to the accuracy thereof before relying on same. TERMS: * This is a Foreclosure Auction ordered by the Lucas County Common Pleas Court. The foreclosure process clears all liens and encumbrances on the subject property unless otherwise stated. * The property sells with a minimum opening bid of $56,348. * The required deposit is $5,000. * Successful bidder will be required to deposit above amount into the trust account of Ohio Sheriff Sales by 5:00pm day of auction end. This can be done directly at any Chase Bank branch OR by initiating a wire transfer OR via Zelle (you may have to arrange a one-time daily limit increase with your financial institution for this option). If deposit has not been made by stated time, purchaser automatically authorizes Auction Firm to charge the credit card provided at the time of registration for the required deposit amount plus a 5% processing fee. * The real estate is sold AS-IS with NO CONTINGENCIES, WARRANTIES or GUARANTEES. * Closing required within 30 days of court confirmation. * No contract is signed after the auction. A one page Purchaser Information Form is the only document that is required by the Court. * A 10% buyer's premium will be added to the high bid to obtain the final selling price. * Buyer pays all closing costs. * Private Selling Officer Deed or equivalent given at closing with no liens or back taxes. * Provisional Auction Date: In the event the $56,348 minimum bid is not achieved on the first auction date, a second online auction will take place ending onDecember 10, 2026 @ 10:00am subject to no minimum bid. * The purchaser shall be responsible for those costs, allowances, and taxes that the proceeds of the sale are insufficient to cover. This generally only comes into play when a property goes to the 2nd auction with no minimum bid. * BUYER DEFAULT:Be aware, if you don't close within 30 days of court confirmation, your deposit is non-refundable, and you could be liable for other costs and penalties including possible contempt. 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