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About This Home
This 4-bedroom, 1-bathroom single family at 540 Niagara Street in Utica, NY is listed for $144,900 ($114 per sqft). Built in 1940, the home offers 1,268 sqft of living space on a 0.05 acres lot.
This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North-South Arterial, and is just minutes from the new dog park and TR Proctor Park.
The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home's location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain-featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood-ready for its next chapter.
Key Features
- Built in 1940
- 0.05 acre lot
- 2 stories
Property Details
Amenities
Monthly Cost Estimate
$775/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
540 Niagara Street
Utica, NY 13501
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Pool Features
Parking
Heating
Appliances
Questions & Answers
This 4-bedroom, 1-bathroom single family at 540 Niagara Street is listed at $144,900 ($114/sqft). The estimated monthly payment is $628 based on 20% down at 6.5% interest.
Key features include: Built in 1940, 0.05 acre lot, 2 stories. Interior Features: EatInKitchen, SeparateFormalLivingRoom, Skylights. Exterior Features: BlacktopDriveway.
This property is listed by Joseph C. Pantola Jr. and can be reached at 3157256580 or jpantola@gmail.com.








