# 540 Niagara Street, Utica, NY 13501

> **TL;DR:** 4bd/1ba single family, $144,900 ($114/sqft), built 1940, 1,268 sqft.
> Hardwood. Est. $628/mo. Listed 175 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $144,900 |
| Price/sqft | $114 |
| Bedrooms | 4 |
| Bathrooms | 1 full |
| Square Feet | 1,268 |
| Year Built | 1940 |
| Lot Size | 2,087 sqft (0.05 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 175 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $628 |
| **Total** | **$628** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1940
- 0.05 acre lot
- 2 stories

## Description

### Agent Description
This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North-South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home's location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain-featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood-ready for its next chapter.

## Location

- **Address:** 540 Niagara Street, Utica, NY 13501
- **County:** Oneida
- **Coordinates:** 43.09093, -75.202316
- **Google Maps:** https://www.google.com/maps?q=43.09093,-75.202316

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1653680

## Listing Agent

- **Name:** Joseph C. Pantola Jr.
- **Brokerage:** Coldwell Banker Faith Properties
- **Phone:** 3157256580
- **Email:** jpantola@gmail.com

## Primary Photo

![540 Niagara Street - Primary Photo](http://lh.rdcpix.com/3919aa3d39a36374bbf2a33bcc92130dl-f2928300136r.jpg)

*32 total photos available on [listing page](https://www.propertysimple.com/listing/540-niagara-street-utica-ny-13501-s1653680)*

---

**MLS#:** S1653680 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/540-niagara-street-utica-ny-13501-s1653680)

---

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