About This Home

This 2-bedroom, 2-bathroom single family at 540 Sombrero Beach Road in Marathon, FL is listed for $1,635,000 ($1,397 per sqft). Built in 1981, the home offers 1,170 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1981
  • 0.23 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1981

Amenities

PoolWaterfrontViewA/C
Listing Description

Located in Marathon's desirable Sombrero area, this waterfront home combines immediate boating access, thoughtfully designed outdoor living, and close proximity to Sombrero Beach. The property offers 76 feet of waterfront, a 40-foot dock, and immediate access to open water--an ideal setup for fishing, diving, or simply enjoying life on the water.

When you're not on the boat, Sombrero Beach is just moments away. Recent improvements totaling more than $300,000 have transformed the outdoor spaces into an extension of the home. A custom pool and spa with sun shelf, travertine decking, outdoor grilling and bar area, updated landscaping, extensive landscape lighting, multiple covered and screened patios are among the property's notable upgrades.

A climate-controlled 500-square-foot lower-level bonus area provides additional flexible space for storage, recreation, hobbies, or a home gym. The property has also proven itself as a highly successful vacation rental, with 2026 year-to-date income and existing future bookings already exceeding $100,000 net to the owner.

The assumable flood insurance policy, currently just $1,289 per year, further enhances the property's appeal. Looking ahead, existing architectural plans provide the opportunity to add three additional bedrooms, creating a five-bedroom home and further maximizing this sought-after Sombrero Beach location.

Enjoy the home as it is today, with its proven rental performance, while retaining the option to expand in the future. Immediate boating access, proximity to Sombrero Beach, thoughtfully designed outdoor living, proven rental performance, and future expansion potential come together in a property that offers the best of Keys living.

Monthly Cost Estimate

$8,744/mo

20% down · 6.5% · 30 years

Principal$1,182
Interest$7,085
Insurance$477

Estimates only. Actual payments may vary.

Location

540 Sombrero Beach Road

Marathon, FL 33050

Sombrero Bch Village (49.5)

Features & Amenities

Interior Features

Entrance FoyerStorageWalk-in Closet(s)Whirlpool Bath TubWindow TreatmentsBarQuartz Countertops

Exterior Features

BarBuilt-in GrillFencingRain GuttersHot TubLightingStorage

Property Details

Flooring

Tile

Construction

Hardi Board Siding

Views

Ocean

Pool Features

Pool

Outdoor Features

PatioPorch

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeMicrowaveDisposalWine CoolerStainless Steel Appliance(s)

Questions & Answers

This 2-bedroom, 2-bathroom single family at 540 Sombrero Beach Road is listed at $1,635,000 ($1,397/sqft). The estimated monthly payment is $8,744 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1981, 0.23 acre lot, Private pool, Waterfront. Interior Features: Entrance Foyer, Storage, Walk-in Closet(s). Exterior Features: Bar, Built-in Grill, Fencing.

This property is listed by Tracy Chacksfield.

TC

Tracy Chacksfield

License SL3510758

Agent at Berkshire Hathaway HomeServices Keys Real Estate

Listed by Berkshire Hathaway HomeServices Keys Real Estate · Broker phone: (305) 743-7636 · View on Broker Site · Broker website

MLS# 620395· Source: Marathon and Lower Keys Association of Realtors· 132 days on PropertySimple

Copyright © 2026 Marathon and Lower Keys Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

540 Sombrero Beach Road, Marathon, FL 33050

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