# 540 Waters Road, Salisbury, NC 28146

> **TL;DR:** 4bd/3ba single family, $825,000 ($255/sqft), built 1989, 3,235 sqft.
> Fireplace, A/C. Est. $3,775/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $825,000 |
| Price/sqft | $255 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 3,235 |
| Year Built | 1989 |
| Lot Size | 54,450 sqft (1.25 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,575 |
| HOA | $200 |
| **Total** | **$3,775** |

## Nearby Schools

- **Elementary:** Morgan
- **Middle:** Erwin
- **High:** East Rowan

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1989
- 1.25 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Alright, here's the deal... lake houses on High Rock Lake are hard enough to find. One with actual water in front? That's the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and "accidentally" having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you're into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.

## Location

- **Address:** 540 Waters Road, Salisbury, NC 28146
- **County:** Rowan
- **Neighborhood:** Waters Edge
- **Coordinates:** 35.654229, -80.359472
- **Google Maps:** https://www.google.com/maps?q=35.654229,-80.359472

## Listing Agent

- **Name:** Matt Hamm
- **Brokerage:** Mantle LLC
- **Phone:** 3366712024
- **Email:** matthamm@mantlerealty.com

## Primary Photo

![540 Waters Road - Primary Photo](http://lh.rdcpix.com/01066f823144bf067a9a58e5b50cc0adl-f426023059r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.com/listing/540-waters-road-salisbury-nc-28146-1220428)*

---

**MLS#:** 1220428 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Triad Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/540-waters-road-salisbury-nc-28146-1220428)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "540 Waters Road, Salisbury, NC 28146",
  "description": "Alright, here's the deal... lake houses on High Rock Lake are hard enough to find. One with actual water in front? That's the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and \"accidentally\" having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you're in",
  "url": "https://www.propertysimple.com/listing/540-waters-road-salisbury-nc-28146-1220428",
  "image": "http://lh.rdcpix.com/01066f823144bf067a9a58e5b50cc0adl-f426023059r.jpg",
  "datePosted": "2026-06-17",
  "price": 825000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "540 Waters Road",
    "addressLocality": "Salisbury",
    "addressRegion": "NC",
    "postalCode": "28146",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 35.654229,
    "longitude": -80.359472
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 2,
  "numberOfPartialBathrooms": 1,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 3235,
    "unitCode": "FTK"
  },
  "yearBuilt": 1989
}
```