About This Home

This 4-bedroom, 4-bathroom single family at 5401 Mountain Point Lane in Charlotte, NC is listed for $1,799,990 ($556 per sqft). Built in 1991, the home offers 3,239 sqft of living space on a 1.61 acres lot.

Key Features

  • Built in 1991
  • 1.61 acre lot
  • 2 stories
  • Private pool
  • Fireplace

Property Details

2 stories
3 full, 1 half
3-car garage
1991

Amenities

PoolFireplaceViewSpaA/C
Listing Description

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.

Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water.

Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion.

Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house.

This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home.

The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities.

Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath.

In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter.

A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock.

Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.

Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water.

Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

Monthly Cost Estimate

$10,352/mo

20% down · 6.5% · 30 years

Principal$1,302
Interest$7,800
Insurance$525
HOA$725

Estimates only. Actual payments may vary.

Location

5401 Mountain Point Lane

Charlotte, NC 28216

Mountain Point

Features & Amenities

Interior Features

Breakfast BarBuilt-in FeaturesOpen FloorplanWalk-In Closet(s)

Exterior Features

Fire PitDock - FloatingHot TubGas GrillIn-Ground Hot Tub / SpaOutdoor KitchenOutdoor Shower

Property Details

Flooring

TileCarpetWoodStone

Construction

Brick Full

Views

Water

Pool Features

Pool

Outdoor Features

PorchDeckPatio

Parking

GarageOpenGarage - AttachedDriveway

Heating

Heat Pump (Heating)Ductless (Heating)

Cooling

DuctlessCentral Air

Appliances

Convection OvenDishwasherDryerGas CooktopIce MakerRefrigerator with Ice MakerSelf Cleaning OvenWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 5401 Mountain Point Lane is listed at $1,799,990 ($556/sqft). The estimated monthly payment is $10,352 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $725/month.

Key features include: Built in 1991, 1.61 acre lot, 2 stories, Private pool, Fireplace. Interior Features: Breakfast Bar, Built-in Features, Open Floorplan. Exterior Features: Fire Pit, Dock - Floating, Hot Tub.

This property is listed by Josh Finigan.

JF

Josh Finigan

Agent at Don Anthony Realty, LLC

Listed by Don Anthony Realty, LLC · Broker phone: (888) 388-4377 · View on Broker Site · Broker website

MLS# 4425572· Source: Canopy MLS· 27 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5401 Mountain Point Lane, Charlotte, NC 28216

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