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About This Home

This 5-bedroom, 5-bathroom single family at 5404 Cotton Top Court in Waxhaw, NC is listed for $950,000 ($173 per sqft). Built in 2011, the home offers 5,495 sqft of living space on a 1.57 acres lot.

Agent Description

Welcome to 5404 Cotton Top Court, an exceptional estate nestled on 1.569 acres in the serene countryside of Waxhaw, where refined living meets thoughtful design. Recently appraised, this remarkable property offers not only luxury and versatility, but also exceptional value and confidence for today's discerning buyer.

Spanning an impressive 5,495 square feet, this three-level residence offers a rare blend of elegance, privacy, and versatility-perfectly suited for today's discerning buyer seeking both luxury and functionality. From the moment you arrive, the extended private drive and three-car garage set the tone for the scale and presence of this home.

Inside, timeless design elements unfold, beginning with a formal dining room ideal for elevated entertaining and a private main-level office with full bath, offering the flexibility of a guest suite or fifth bedroom. The heart of the home is an expansive open-concept living space designed for both grand gatherings and intimate moments.

Seamless flow leads you outdoors to a resort-style setting, where a recently relined pool and rebuilt deck (April 2026) create a private retreat for relaxation and entertaining alike. Upstairs, a spacious loft provides an additional layer of living, while generously sized bedrooms offer comfort without compromise.

The fully finished lower level presents a private apartment-style living space, thoughtfully designed for multigenerational living, long-term guests, or curated income opportunities-all while maintaining privacy and independence. Beyond its beauty, this home is engineered for elevated living with dual septic systems, a private well with a water sof

tener, and recent mechanical updates, including a new outdoor condenser (April 2026) and newer basement carpeting (2021). This is more than a home-it is a lifestyle defined by space, sophistication, and seamless multigenerational living.

Key Features

  • Built in 2011
  • 1.57 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
4 full, 1 half
2011

Amenities

PoolA/C

Monthly Cost Estimate

$5,561/mo

20% down · 6.5% · 30 years

Principal$687
Interest$4,117
Insurance$277
HOA$480

Estimates only. Actual payments may vary.

Location

5404 Cotton Top Court

Waxhaw, NC 28173

Houston Ridge

Features & Amenities

Interior Features

Attic OtherBreakfast BarCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry

Exterior Features

Fire PitIn-Ground Irrigation

Property Details

Flooring

LinoleumCarpet

Construction

Fiber Cement

Pool Features

PorchDeck

Parking

Garage - AttachedGarageDrivewayOpen

Heating

Forced AirCentralNatural Gas

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalElectric OvenIce MakerMicrowavePlumbed For Ice Maker

Questions & Answers

This 5-bedroom, 5-bathroom single family at 5404 Cotton Top Court is listed at $950,000 ($173/sqft). The estimated monthly payment is $4,597 based on 20% down at 6.5% interest.

HOA fees are $480/month.

Key features include: Built in 2011, 1.57 acre lot, 2 stories, Private pool. Interior Features: Attic Other, Breakfast Bar, Cable Prewire. Exterior Features: Fire Pit, In-Ground Irrigation.

This property is listed by Dee Brummett and can be reached at 7049899793 or dee@athomeinthecarolinas.com.

DB

Dee Brummett

Agent at Coldwell Banker Realty

(704) 989-9793

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 4368521· Source: listhub· Updated 45 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5404 Cotton Top Court, Waxhaw, NC 28173

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