About This Home

This 3-bedroom, 3-bathroom townhouse at 5407 UPPER MILL Terrace S in Frederick, MD is listed for $405,000 ($216 per sqft). Built in 2002, the home offers 1,876 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 2002
  • 0.05 acre lot
  • 3 stories
  • 2 parking spaces
  • Fireplace

Property Details

3 stories
2 full, 1 half
1-car garage
2002

Amenities

FireplaceA/C
Listing Description

Welcome to 5407 Upper Mill Terrace S! This spacious three-level townhome offers a functional layout with an attached garage and multiple living spaces. Entering on the lower level, you'll find a comfortable family room, laundry room, and convenient access to the attached garage.

Heading up to the main level, the home opens to a separate living room and a combined kitchen and dining space featuring stainless steel appliances, a gas range, center island, and a new refrigerator installed in 2026. A convenient half bath completes this level.

Heading upstairs to the third floor, the spacious primary suite features a walk-in closet and private bathroom with a soaking tub and separate shower. Two additional bedrooms and a hall bathroom complete the upper level. Major updates include a new HVAC system in 2026, roof replacement in 2021, and water heater replacement in 2023. Located in the Ballenger Creek area of Frederick with convenient access to shopping, dining, parks, commuter routes, and downtown Frederick.

Monthly Cost Estimate

$2,236/mo

20% down · 6.5% · 30 years

Principal$293
Interest$1,755
Insurance$118
HOA$70

Estimates only. Actual payments may vary.

Location

5407 UPPER MILL Terrace S

Frederick, MD 21703

WESTVIEW PARK

Features & Amenities

Interior Features

Bathroom - Soaking TubBathroom - Stall ShowerBathroom - Tub ShowerCarpetCeiling Fan(s)Combination Kitchen/DiningFloor Plan - OpenKitchen - IslandPrimary Bath(s)Recessed LightingSprinkler SystemWalk-in Closet(s)Wood FloorsPantry

Property Details

Construction

Vinyl Siding

Parking

DrivewayGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerExhaust FanIcemakerOven/Range - GasRefrigeratorStainless Steel AppliancesWasherWater DispenserWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 5407 UPPER MILL Terrace S is listed at $405,000 ($216/sqft). The estimated monthly payment is $2,236 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $70/month.

Key features include: Built in 2002, 0.05 acre lot, 3 stories, 2 parking spaces, Fireplace. Interior Features: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower.

This property is listed by Victoria Allegra Wright-Elliott.

VW

Victoria Allegra Wright-Elliott

Agent at eXp Realty LLC

Listed by eXp Realty LLC · Broker phone: (888) 860-7369 · View on Broker Site · Broker website

MLS# MDFR2089666· Source: Bright MLS· 33 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5407 UPPER MILL Terrace S, Frederick, MD 21703

Open this listing in: