# 5407 UPPER MILL Terrace S, Frederick, MD 21703

> **TL;DR:** 3bd/3ba townhouse, $405,000 ($216/sqft), built 2002, 1,876 sqft.
> Fireplace, A/C, 1-car garage. Est. $2,236/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $405,000 |
| Price/sqft | $216 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,876 |
| Year Built | 2002 |
| Lot Size | 2,200 sqft (0.05 acres) |
| Stories | 3 |
| Garage | 1-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active Under Contract |
| Days on Market | 35 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,048 |
| Estimated Insurance | $118 |
| HOA | $70 |
| **Total** | **$2,236** |

## Key Amenities

- Fireplace
- A/C
- 1-car garage

## Property Highlights

- Built in 2002
- 0.05 acre lot
- 3 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Welcome to 5407 Upper Mill Terrace S! This spacious three-level townhome offers a functional layout with an attached garage and multiple living spaces. Entering on the lower level, you'll find a comfortable family room, laundry room, and convenient access to the attached garage. Heading up to the main level, the home opens to a separate living room and a combined kitchen and dining space featuring stainless steel appliances, a gas range, center island, and a new refrigerator installed in 2026. A convenient half bath completes this level. Heading upstairs to the third floor, the spacious primary suite features a walk-in closet and private bathroom with a soaking tub and separate shower. Two additional bedrooms and a hall bathroom complete the upper level. Major updates include a new HVAC system in 2026, roof replacement in 2021, and water heater replacement in 2023. Located in the Ballenger Creek area of Frederick with convenient access to shopping, dining, parks, commuter routes, and downtown Frederick.

## Location

- **Address:** 5407 UPPER MILL Terrace S, Frederick, MD 21703
- **County:** FREDERICK
- **Neighborhood:** WESTVIEW PARK
- **Coordinates:** 39.38079, -77.41913
- **Google Maps:** https://www.google.com/maps?q=39.38079,-77.41913

## Virtual Tour & Media

- **Video Tour:** https://pictureperfectllctours.com/5407-Upper-Mill-Terrace-S/idx

## Listing Agent

- **Name:** Victoria Allegra Wright-Elliott
- **Brokerage:** eXp Realty LLC
- **Broker Phone:** (888) 860-7369
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5407-Upper-Mill-Ter-S_Frederick_MD_21703_M56822-83377?f=listhub&s=TRENDPA&m=MDFR2089666&c=propsimple)

## Photos

![5407 UPPER MILL Terrace S - Photo 1](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3756483203r.jpg)

![5407 UPPER MILL Terrace S - Photo 2](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2740311565r.jpg)

![5407 UPPER MILL Terrace S - Photo 3](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f4171790720r.jpg)

![5407 UPPER MILL Terrace S - Photo 4](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f535907958r.jpg)

![5407 UPPER MILL Terrace S - Photo 5](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2026283201r.jpg)

![5407 UPPER MILL Terrace S - Photo 6](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1404229617r.jpg)

![5407 UPPER MILL Terrace S - Photo 7](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3638143764r.jpg)

![5407 UPPER MILL Terrace S - Photo 8](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3162669524r.jpg)

![5407 UPPER MILL Terrace S - Photo 9](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2818920253r.jpg)

![5407 UPPER MILL Terrace S - Photo 10](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1035870989r.jpg)

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![5407 UPPER MILL Terrace S - Photo 19](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f4090254727r.jpg)

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![5407 UPPER MILL Terrace S - Photo 22](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f479053316r.jpg)

![5407 UPPER MILL Terrace S - Photo 23](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3510896732r.jpg)

![5407 UPPER MILL Terrace S - Photo 24](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2313040927r.jpg)

![5407 UPPER MILL Terrace S - Photo 25](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1398391823r.jpg)

![5407 UPPER MILL Terrace S - Photo 26](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3594984807r.jpg)

![5407 UPPER MILL Terrace S - Photo 27](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2799520712r.jpg)

![5407 UPPER MILL Terrace S - Photo 28](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1768146033r.jpg)

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![5407 UPPER MILL Terrace S - Photo 30](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3012803069r.jpg)

![5407 UPPER MILL Terrace S - Photo 31](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1578338110r.jpg)

![5407 UPPER MILL Terrace S - Photo 32](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2392061329r.jpg)

![5407 UPPER MILL Terrace S - Photo 33](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f23641374r.jpg)

![5407 UPPER MILL Terrace S - Photo 34](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f135303270r.jpg)

![5407 UPPER MILL Terrace S - Photo 35](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3769821297r.jpg)

![5407 UPPER MILL Terrace S - Photo 36](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1032066280r.jpg)

![5407 UPPER MILL Terrace S - Photo 37](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1361316980r.jpg)

![5407 UPPER MILL Terrace S - Photo 38](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2785282535r.jpg)

![5407 UPPER MILL Terrace S - Photo 39](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2028968465r.jpg)

![5407 UPPER MILL Terrace S - Photo 40](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1492847666r.jpg)

![5407 UPPER MILL Terrace S - Photo 41](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f4030461255r.jpg)

![5407 UPPER MILL Terrace S - Photo 42](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3275922766r.jpg)

![5407 UPPER MILL Terrace S - Photo 43](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2954624003r.jpg)

![5407 UPPER MILL Terrace S - Photo 44](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2351145284r.jpg)

![5407 UPPER MILL Terrace S - Photo 45](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2501305349r.jpg)

![5407 UPPER MILL Terrace S - Photo 46](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f874282366r.jpg)

![5407 UPPER MILL Terrace S - Photo 47](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1022266227r.jpg)

![5407 UPPER MILL Terrace S - Photo 48](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2774068743r.jpg)

![5407 UPPER MILL Terrace S - Photo 49](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2098916345r.jpg)

![5407 UPPER MILL Terrace S - Photo 50](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3221125613r.jpg)

![5407 UPPER MILL Terrace S - Photo 51](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f2932788517r.jpg)

![5407 UPPER MILL Terrace S - Photo 52](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f3056816537r.jpg)

![5407 UPPER MILL Terrace S - Photo 53](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1411767195r.jpg)

![5407 UPPER MILL Terrace S - Photo 54](http://lh.rdcpix.com/8189141d0132eac99db015277deaa892l-f1947648769r.jpg)

---

**MLS#:** MDFR2089666 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5407-upper-mill-terrace-s-frederick-md-21703-e0485cb79752418ab2170400cbf603d5)

---

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