About This Home

This 3-bedroom, 2-bathroom single family at 5409 Saint Elmo Avenue in Chattanooga, TN is listed for $498,700 ($290 per sqft). Built in 1930, the home offers 1,720 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1930
  • 0.19 acre lot

Property Details

1 story
2 full
1930

Amenities

A/C
Listing Description

Adorable home in the heart of St. Elmo, situated on a rare level double lot with ample off-street parking! Blending timeless charm with modern updates, this beautifully maintained home offers the perfect balance of character, comfort, and low-maintenance living.

A sprawling covered front porch welcomes friends and neighbors while providing the ideal place to enjoy your morning coffee or unwind at the end of the day. Inside, the light-filled great room features soaring ceilings, exposed wood beams, and abundant natural light, creating a warm and inviting atmosphere.

The open-concept living, dining, and kitchen areas are designed for everyday living and effortless entertaining. The beautifully appointed kitchen is anchored by an oversized island, offering plenty of space for gathering with family and friends. The thoughtfully designed floor plan provides both privacy and flexibility.

Two spacious bedrooms and a full bath are located on one side of the home, while the private primary suite occupies the opposite wing. The primary retreat features a walk-in closet, a versatile flex room perfect for a home office, nursery, sitting room, or dressing area, and a spa-inspired bath with a custom tiled walk-in shower.

Step outside to discover one of the property's most exceptional features--the expansive double lot. Whether you dream of adding a garage with an accessory dwelling unit, creating lush gardens, installing a pool, building a sports court, or simply enjoying a generous backyard, the possibilities are endless.

Buyers may also wish to explore the opportunity to negotiate the construction of a garage as part of the purchase contract, making it even easier to customize the property to fit their vision. Located just minutes from St. Elmo's popular restaurants, local shops, parks, and miles of hiking and outdoor recreation, this exceptional property offers the opportunity to enjoy one of Chattanooga's most sought-after neighborhoods while providing the space and flex

Monthly Cost Estimate

$2,667/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,161
Insurance$145

Estimates only. Actual payments may vary.

Location

5409 Saint Elmo Avenue

Chattanooga, TN 37409

Property Details

Construction

Block

Pool Features

Porch

Parking

DrivewayOff Street

Heating

Central

Cooling

Central Air

Appliances

Water HeaterStainless Steel Appliance(s)RefrigeratorOvenMicrowaveDishwasherBuilt-In Range

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5409 Saint Elmo Avenue is listed at $498,700 ($290/sqft). The estimated monthly payment is $2,667 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.19 acre lot.

This property is listed by Jim T Lea and can be reached at 4237792354.

JL

Jim T Lea

Agent at Keller Williams Realty

(423) 779-2354

Listed by Keller Williams Realty · View on Broker Site

MLS# 1538913· Source: listhub· 1 day on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5409 Saint Elmo Avenue, Chattanooga, TN 37409

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