# 5429 Highway 123, Toccoa, GA 30577

> **TL;DR:** 3bd/2ba single family, $276,000, built 1977.
> Waterfront, View, A/C, RV Parking. Est. $1,477/mo. Listed 237 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $276,000 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Year Built | 1977 |
| Lot Size | 32,496 sqft (0.75 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 237 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,396 |
| Estimated Insurance | $81 |
| **Total** | **$1,477** |

## Nearby Schools

- **Middle:** Stephens
- **High:** Stephens

## Key Amenities

- Waterfront
- View
- A/C
- RV Parking

## Property Highlights

- Built in 1977
- 0.75 acre lot
- Waterfront

## Description

### Agent Description
Beautiful waterfront property with 3/2 home on Lake Hartwell!!! Completely furnished 3 bedroom, 2 bath mobile home with new heat pump mini-splits, large kitchen w/new stainless steel appliances, all attached lighting is LED, outdoor security light, plus circle drive, boat storage, concrete slab, screen porch with lake view, and sunny garden area. This property includes ALL the private property from Riverdale Rd to the SC border and all the private land along Riverdale Rd from Hwy 123 to the bridge. Corps land on either side. Gentle slope to the water with a low corps line. Great frontage!! Property is currently zoned Residential Single, but proximity to Commercial and Dollar General provides potential for possible zoning change?..Maybe?? No changes have ever been sought. All this, plus very close to park and boat ramp!!!

## Location

- **Address:** 5429 Highway 123, Toccoa, GA 30577
- **County:** Stephens
- **Coordinates:** 34.604761, -83.23726
- **Google Maps:** https://www.google.com/maps?q=34.604761,-83.23726

## Listing Agent

- **Name:** Pamela B Hyer
- **Brokerage:** Bear Creek Realty
- **Phone:** 7064901223
- **Broker Phone:** (706) 746-7490
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5429-Highway-123_Toccoa_GA_30577_M53816-03347?f=listhub&s=GAMLS&m=10676480&c=propsimple)

## Photos

![5429 Highway 123 - Photo 1](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f3058157842r.jpg)

![5429 Highway 123 - Photo 2](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f674327134r.jpg)

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![5429 Highway 123 - Photo 33](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f565129657r.jpg)

![5429 Highway 123 - Photo 34](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f248398780r.jpg)

![5429 Highway 123 - Photo 35](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f1318512815r.jpg)

![5429 Highway 123 - Photo 36](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f1029179971r.jpg)

![5429 Highway 123 - Photo 37](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f3903022645r.jpg)

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![5429 Highway 123 - Photo 39](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f325081498r.jpg)

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![5429 Highway 123 - Photo 47](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f2794307726r.jpg)

![5429 Highway 123 - Photo 48](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f3771223173r.jpg)

![5429 Highway 123 - Photo 49](http://lh.rdcpix.com/5ab3f6dff93942d4e83650df7243446al-f2945787904r.jpg)

---

**MLS#:** 10676480 | **Updated:** 2026-08-19
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5429-highway-123-toccoa-ga-30577-10676480)

---

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