5432 HOLLEY OAK Lane, Fredericksburg, VA 22407

5432 Holley Oak Lane isn't just a beautiful home - it's a financial opportunity that buyers are struggling to find in today's market. NEW $20,000 PRICE IMPROVEMENT + 5.25% ASSUMABLE VA LOAN AVAILABLE TO QUALIFIED BUYERS + SELLER WILL PAY OFF THE SOLAR PANELS AT CLOSING.

That means qualified buyers may have the opportunity to assume an approximate remaining loan balance of $588,000 at 5.25% while stepping into a home where the solar loan is fully paid off by the seller at closing. Combined with electric bills averaging approximately $30/month, the monthly savings potential compared to purchasing at current market rates could be significant.

Buyers should verify assumption eligibility, terms, and cash-to-close requirements directly with the loan servicer. Now let's talk about the house. Built in 2023 and situated on a premium corner lot in sought-after Lees Parke, this Colonial offers the rare combination of modern construction, thoughtful upgrades, functional space, and lower ownership costs.

Inside, the open-concept main level feels bright, welcoming, and designed for the way people actually live. Natural light fills the space while the layout creates connection without sacrificing comfort. The kitchen becomes the centerpiece of the home with upgraded countertops, stainless steel appliances, a large center island, and a finished backsplash that gives the space a polished, elevated feel.

Upstairs, four spacious bedrooms provide flexibility for changing needs, while upper-level laundry makes everyday life easier. The primary suite offers a quiet retreat complete with two closets - one of those features buyers quickly realize they never want to live without.

Need more room? The finished walkout basement expands your options with space for a second living area, office, gym, media room, guest space, or playroom. Because of the natural light and direct outdoor access, it feels fully connected to the rest of the home.

Outside, the deck and corner lot provide extra breathing room and usable outdoor space for entertaining, relaxing, gardening, or simply enjoying more privacy. And the location delivers too - enjoy all that Lees Parke has to offer including community amenities such as a pool, clubhouse, and courts.

A nearly new home. A lower assumable interest rate opportunity. Seller-paid solar payoff. Approximate $30/month electric bills. And now a $20,000 price improvement. This isn't just another listing. This is a chance to buy smarter. Schedule your showing today.