About This Home

This 4-bedroom, 3-bathroom single family at 5434 Little Gem Lane in Ooltewah, TN is listed for $428,500 ($203 per sqft). Built in 2012, the home offers 2,110 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2012
  • 0.12 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
2-car garage
2012

Amenities

FireplaceHardwoodA/C
Listing Description

A main-level primary suite, flexible bonus room, and fenced backyard highlight this inviting home in Ooltewah's Magnolia Creek community. Offering three bedrooms plus a finished bonus room and 2.5 baths, the custom Campbell floor plan combines comfortable everyday living with space for guests, hobbies, or working from home.

A covered front porch welcomes you inside, where sand-and-finish hardwood floors and a gas-log fireplace bring warmth to the open living area. The kitchen, dining, and great room flow together for easy entertaining, while the spacious rear deck extends your living space outdoors.

The main-level primary suite features upgraded luxury laminate flooring, a tiled shower, and a jetted tub. Upstairs, two additional bedrooms, a full bath, and the finished bonus room offer room to spread out. Additional features include a two-car attached garage, durable HardiePlank siding, freshly painted interior and exterior, and a recently stained deck.

The HOA fee is just $150 annually. Conveniently located between Chattanooga and Cleveland, with easy access to Volkswagen, Amazon, shopping, dining, and major commuter routes. Buyer to verify school districts.

Monthly Cost Estimate

$2,442/mo

20% down · 6.5% · 30 years

Principal$310
Interest$1,857
Insurance$125
HOA$150

Estimates only. Actual payments may vary.

Location

5434 Little Gem Lane

Ooltewah, TN 37363

Magnolia Creek

Features & Amenities

Interior Features

Ceiling Fan(s)Granite CountersHigh CeilingsHigh Speed InternetOpen FloorplanPantryPrimary DownstairsRecessed LightingSeparate ShowerWalk-In Closet(s)Whirlpool Tub

Exterior Features

CourtyardGardenPrivate Yard

Property Details

Flooring

LaminateHardwood

Construction

Fiber Cement HardiPlank Type

Outdoor Features

DeckPatioPorch

Parking

OpenGarage

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

MicrowaveFree-Standing Gas OvenElectric Water HeaterDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 5434 Little Gem Lane is listed at $428,500 ($203/sqft). The estimated monthly payment is $2,442 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2012, 0.12 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Granite Counters, High Ceilings. Exterior Features: Courtyard, Garden, Private Yard.

This property is listed by Darwin D White.

DW

Darwin D White

License 225139

Agent at Davanzo Real Estate

Listed by Davanzo Real Estate · Broker phone: (423) 834-4545 · View on Broker Site

MLS# 1542318· Source: Greater Chattanooga Association of REALTORS· 55 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5434 Little Gem Lane, Ooltewah, TN 37363

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