# 54646 State Road 13, Middlebury, IN 46540

> **TL;DR:** 3bd/2ba single family, $319,900 ($185/sqft), built 1995, 1,728 sqft.
> A/C, 2-car garage. Est. $1,711/mo. Listed 132 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $319,900 |
| Price/sqft | $185 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,728 |
| Year Built | 1995 |
| Lot Size | 43,560 sqft (1.00 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 132 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,618 |
| Estimated Insurance | $93 |
| **Total** | **$1,711** |

## Nearby Schools

- **Elementary:** York
- **Middle:** Northridge
- **High:** Northridge

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1995
- 1.00 acre lot

## Description

### Agent Description
Back Active Due to No Fault of Seller! Charming Move In Ready 3-bedroom, single-story home in Middlebury with an assumable balance of $94k at 3.25% offering comfortable living in a convenient location. The practical layout features inviting living spaces, spacious bedrooms, and plenty of potential to make it your own. Outside, enjoy the added value of a pool and pole barn, providing space to relax, entertain, or pursue your hobbies. Located near local shops, schools, dining, and all that Middlebury has to offer, this property is a great opportunity for a first-time buyer, downsizer, or investor. Zero Turn Lawnmower in shed included.

## Location

- **Address:** 54646 State Road 13, Middlebury, IN 46540
- **County:** Elkhart County
- **Coordinates:** 41.701661, -85.689014
- **Google Maps:** https://www.google.com/maps?q=41.701661,-85.689014

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/a8ceb1a5-cda7-4b04-b5c5-69f0645f3766?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Geoff Cavender
- **Brokerage:** eXp Realty, LLC
- **Broker Phone:** 8127346048

## Photos

![54646 State Road 13 - Photo 1](http://lh.rdcpix.com/dc32d7fc18c1a114ccec6ca15ece784dl-f1485328286r.jpg)

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---

**MLS#:** 202624697 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Upstate Alliance of REALTORS® Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/54646-state-road-13-middlebury-in-46540-76464048a9d24737b0b35cb28da84c9d)

---

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