About This Home

This 1-bedroom, 1-bathroom condo at 55 Bay Drive #5202 in Niceville, FL is listed for $169,900 ($217 per sqft). Built in 1985, the home offers 784 sqft of living space on a N/A lot.

Key Features

  • Built in 1985
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
1 full
1 space
#5202
1985

Amenities

A/C
Listing Description

Welcome to this inviting second-floor 1-bedroom, 1-bath condo in Garden Oaks Condos, part of the desirable Bluewater Bay community. Filled with natural light, this charming home offers laminate flooring for easy maintenance, with carpet in the living room and bedroom for added comfort.

The spacious screened-in balcony, accessible from both the living room and bedroom, creates a wonderful place to relax and enjoy the Florida lifestyle early in the morning or late at night. The kitchen features a convenient layout and plenty of cabinet storage, while the washer conveys with the property for everyday ease.

With its comfortable layout, appealing features, and sought-after Bluewater Bay location, this condo is a wonderful opportunity to enjoy low-maintenance and affordable living in a beautiful and convenient setting.

Monthly Cost Estimate

$1,245/mo

20% down · 6.5% · 30 years

Principal$123
Interest$736
Insurance$50
HOA$336

Estimates only. Actual payments may vary.

Location

55 Bay Drive #5202

Niceville, FL 32578

GARDEN OAKS CONDO UNIT 5202

Features & Amenities

Interior Features

Breakfast BarWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconySprinkler System

Property Details

Flooring

CarpetLaminate

Construction

Frame Stucco Trim Wood

Heating

Central

Cooling

Central Air

Appliances

DishwasherRange HoodRefrigeratorSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 55 Bay Drive is listed at $169,900 ($217/sqft). The estimated monthly payment is $1,245 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $336/month.

Key features include: Built in 1985, 2 stories, 1 parking spaces. Interior Features: Breakfast Bar, Washer/Dryer Hookup, Woodwork Painted. Exterior Features: Balcony, Sprinkler System.

This property is listed by Debbie K Lewis and can be reached at 8508655455.

DL

Debbie K Lewis

License 617586

Agent at ERA American Real Estate

(850) 865-5455
Agent website

Listed by ERA American Real Estate · Broker phone: (850) 651-2454 · View on Broker Site · Broker website

MLS# 1005935· Source: Emerald Coast Association of Realtors· 91 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

55 Bay Drive #5202, Niceville, FL 32578

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