About This Home

This 2-bedroom, 1-bathroom single family at 55 Fire Lane 21 in Cayuga, NY is listed for $359,900 ($305 per sqft). Built in 2015, the home offers 1,180 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 2015
  • 0.13 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
1 full
2015

Amenities

FireplaceWaterfrontA/C
Listing Description

Opportunities like this don't come up often! This lake house is genuinely surrounded by water - 50 feet of private, walk-in sand beach on one side and 70 feet of boat-depth water with a dock on the other side. The sandy bottom extends 200+ feet out at under 4 feet deep, making it one of the most swimmer - and friendly waterfronts you'll find anywhere.

Sitting on the east side of the lake, the home faces west - meaning you get unobstructed sunset views directly over the open water every single evening. It's the kind of thing that's hard to put a price on and impossible to get tired of. Converted from a 3-season cottage to a 4-season home!

Complete with vinyl windows, vinyl siding, 2 Mini Split systems, pellet stove, metal roof, and washer/dryer hookups to round out the interior. In the water we have fishing paradise! Rainbow and Bullheads in the spring with Large/Smallmouth in the summer Creekside, Spring and Fall perch abound out front as well as some of the best ice fishing!

Practically speaking, this property checks boxes that lakefront properties often don't: public water, public sewer, and high-speed internet already connected - whether you're working remotely or just streaming after sunset. If you've been waiting for a waterfront property that's both rare and ready to make your own - this is it. Last sold price was the land ONLY as this was a prior land lease when the residents now own their own slice of paradise!

Monthly Cost Estimate

$2,675/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,560
Insurance$105
HOA$750

Estimates only. Actual payments may vary.

Location

55 Fire Lane 21

Cayuga, NY 13034

Features & Amenities

Interior Features

BreakfastBarPullDownAtticStairsSlidingGlassDoorsBedroomOnMainLevelProgrammableThermostat

Exterior Features

DockPatio

Property Details

Flooring

VariesLaminateLinoleumVinyl

Construction

Frame VinylSiding PexPlumbing

Outdoor Features

Patio

Parking

GarageDriveway

Heating

Ductless (Heating)Electric (Heating)

Cooling

Ductless

Appliances

ElectricOvenElectricRangeElectricWaterHeaterRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 55 Fire Lane 21 is listed at $359,900 ($305/sqft). The estimated monthly payment is $2,675 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $750/month.

Key features include: Built in 2015, 0.13 acre lot, Fireplace, Waterfront. Interior Features: BreakfastBar, PullDownAtticStairs, SlidingGlassDoors. Exterior Features: Dock, Patio.

This property is listed by Eric Klosterman and can be reached at 5857526223.

EK

Eric Klosterman

License 10401384619

Agent at RE/MAX Hometown Choice

(585) 752-6223
Agent website

Listed by RE/MAX Hometown Choice · Broker phone: (585) 738-7059 · View on Broker Site · Broker website

MLS# R1713591· Source: New York State Alliance of MLSs, LLC· 37 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

55 Fire Lane 21, Cayuga, NY 13034

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