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About This Home

This 4-bedroom, 2-bathroom single family at 55 Secret Harbor Drive in Miramar Beach, FL is listed for $879,000 ($458 per sqft). Built in 2004, the home offers 1,919 sqft of living space on a 0.13 acres lot.

Agent Description

This well-appointed four-bedroom, two-bath home offers 1,919 square feet of comfortable coastal living in the desirable Paradise Retreat neighborhood of Miramar Beach, complete with 320 feet of private deeded beach access. Also golf cart friendly neighborhood.

Whether used as a primary residence, second home, or income-producing property, the layout and location provide exceptional versatility. Inside, the open living spaces feature travertine flooring, upgraded recessed lighting, and stainless steel appliances, creating a bright and functional environment for everyday living and entertaining.

The home flows seamlessly to a private outdoor area where a six-person hot tub is nestled within a naturally landscaped setting, offering a relaxing retreat after a day at the beach. Recent improvements include a new roof in 2024, fresh exterior paint and landscaping, and previously updated HVAC and gas water heater, adding long-term value and peace of mind.

The property has a proven vacation rental history while still maintaining the feel of a comfortable coastal home. Offered furnished with flexible options for partial or unfurnished arrangements, this Miramar Beach property presents an excellent opportunity to enjoy beachside living with strong long-term appeal in a well-established neighborhood.

Key Features

  • Built in 2004
  • 0.13 acre lot

Property Details

1 story
2 full
2004

Amenities

A/C

Monthly Cost Estimate

$6,061/mo

20% down · 6.5% · 30 years

Principal$636
Interest$3,809
Insurance$256
HOA$1,360

Estimates only. Actual payments may vary.

Location

55 Secret Harbor Drive

Miramar Beach, FL 32550

PARADISE RETREAT

Features & Amenities

Interior Features

Breakfast BarCeiling CathedralCeiling VaultedLighting RecessedOwner's ClosetWasher/Dryer Hookup

Exterior Features

Hot TubSprinkler System

Property Details

Flooring

TileVinyl

Construction

Brick Trim Vinyl

Pool Features

Patio

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalDryerMicrowaveOven Continue CleanRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Gas

Questions & Answers

This 4-bedroom, 2-bathroom single family at 55 Secret Harbor Drive is listed at $879,000 ($458/sqft). The estimated monthly payment is $5,169 based on 20% down at 6.5% interest.

HOA fees are $1360/month.

Key features include: Built in 2004, 0.13 acre lot. Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Vaulted. Exterior Features: Hot Tub, Sprinkler System.

This property is listed by Sheila F Coffee and can be reached at 8507975998 or sheilacoffee@gmail.com.

SC

Sheila F Coffee

Agent at Berkshire Hathaway HomeServices

(850) 797-5998

Listed by Berkshire Hathaway HomeServices · View on Broker Site

MLS# 993777· Source: listhub· Updated 126 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

55 Secret Harbor Drive, Miramar Beach, FL 32550

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