# 55 Secret Harbor Drive, Miramar Beach, FL 32550 > **TL;DR:** 4bd/2ba single family, $834,000 ($435/sqft), built 2004, 1,919 sqft. > A/C, 2-car garage. Est. $5,820/mo. Listed 250 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $834,000 | | Price/sqft | $435 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,919 | | Year Built | 2004 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 250 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,217 | | Estimated Insurance | $243 | | HOA | $1,360 | | **Total** | **$5,820** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Destin - **High:** South Walton ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2004 - 0.13 acre lot ## Description ### Agent Description This well-appointed four-bedroom, two-bath home offers 1,919 square feet of comfortable coastal living in the desirable Paradise Retreat neighborhood of Miramar Beach, complete with 320 feet of private deeded beach access. Also golf cart friendly neighborhood. Whether used as a primary residence, second home, or income-producing property, the layout and location provide exceptional versatility. Inside, the open living spaces feature travertine flooring, upgraded recessed lighting, and stainless steel appliances, creating a bright and functional environment for everyday living and entertaining. The home flows seamlessly to a private outdoor area where a six-person hot tub is nestled within a naturally landscaped setting, offering a relaxing retreat after a day at the beach. Recent improvements include a new roof in 2024, fresh exterior paint and landscaping, and previously updated HVAC and gas water heater, adding long-term value and peace of mind. The property has a proven vacation rental history while still maintaining the feel of a comfortable coastal home. Offered furnished with flexible options for partial or unfurnished arrangements, this Miramar Beach property presents an excellent opportunity to enjoy beachside living with strong long-term appeal in a well-established neighborhood. ## Location - **Address:** 55 Secret Harbor Drive, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** PARADISE RETREAT - **Coordinates:** 30.38308, -86.395327 - **Google Maps:** https://www.google.com/maps?q=30.38308,-86.395327 ## Virtual Tour & Media - **Video Tour:** https://media.coastalhomeshowcase.com/sites/mzzopxn/unbranded ## Listing Agent - **Name:** Sheila F Coffee · **License:** 3120377 - **Brokerage:** Beach Properties of Florida - **Phone:** 8507975998 - **Broker Phone:** (850) 534-3006 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/55-Secret-Harbor-Dr_Miramar-Beach_FL_32550_M56799-15140?f=listhub&s=ECARMLSFL&m=993777&c=propsimple) ## Photos ![55 Secret Harbor Drive - Photo 1](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2188326899r.jpg) ![55 Secret Harbor Drive - Photo 2](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3128453232r.jpg) ![55 Secret Harbor Drive - Photo 3](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2106097038r.jpg) ![55 Secret Harbor Drive - Photo 4](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f4120175164r.jpg) ![55 Secret Harbor Drive - Photo 5](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1936011359r.jpg) ![55 Secret Harbor Drive - Photo 6](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f655606494r.jpg) ![55 Secret Harbor Drive - Photo 7](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f562993585r.jpg) ![55 Secret Harbor Drive - Photo 8](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2460200494r.jpg) ![55 Secret Harbor Drive - Photo 9](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1649714419r.jpg) ![55 Secret Harbor Drive - Photo 10](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2616183614r.jpg) ![55 Secret Harbor Drive - Photo 11](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2338720558r.jpg) ![55 Secret Harbor Drive - Photo 12](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f754900359r.jpg) ![55 Secret Harbor Drive - Photo 13](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1643701823r.jpg) ![55 Secret Harbor Drive - Photo 14](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3078993761r.jpg) ![55 Secret Harbor Drive - Photo 15](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1370018337r.jpg) ![55 Secret Harbor Drive - Photo 16](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3411741270r.jpg) ![55 Secret Harbor Drive - Photo 17](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3946084779r.jpg) ![55 Secret Harbor Drive - Photo 18](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1766671254r.jpg) ![55 Secret Harbor Drive - Photo 19](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f4168112061r.jpg) ![55 Secret Harbor Drive - Photo 20](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2321445207r.jpg) ![55 Secret Harbor Drive - Photo 21](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2990976629r.jpg) ![55 Secret Harbor Drive - Photo 22](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3938940140r.jpg) ![55 Secret Harbor Drive - Photo 23](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2672927177r.jpg) ![55 Secret Harbor Drive - Photo 24](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2508909359r.jpg) ![55 Secret Harbor Drive - Photo 25](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f526830457r.jpg) ![55 Secret Harbor Drive - Photo 26](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1108979441r.jpg) ![55 Secret Harbor Drive - Photo 27](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3835339373r.jpg) ![55 Secret Harbor Drive - Photo 28](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3171036118r.jpg) ![55 Secret Harbor Drive - Photo 29](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f660150035r.jpg) ![55 Secret Harbor Drive - Photo 30](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2458562633r.jpg) ![55 Secret Harbor Drive - Photo 31](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3054934199r.jpg) ![55 Secret Harbor Drive - Photo 32](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f351408122r.jpg) ![55 Secret Harbor Drive - Photo 33](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f591431346r.jpg) ![55 Secret Harbor Drive - Photo 34](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2596023102r.jpg) ![55 Secret Harbor Drive - Photo 35](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3487478779r.jpg) ![55 Secret Harbor Drive - Photo 36](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2414512238r.jpg) ![55 Secret Harbor Drive - Photo 37](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2419713685r.jpg) ![55 Secret Harbor Drive - Photo 38](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f4027845622r.jpg) ![55 Secret Harbor Drive - Photo 39](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3125553395r.jpg) ![55 Secret Harbor Drive - Photo 40](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3604541728r.jpg) ![55 Secret Harbor Drive - Photo 41](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1539717436r.jpg) ![55 Secret Harbor Drive - Photo 42](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1417029433r.jpg) ![55 Secret Harbor Drive - Photo 43](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3784639240r.jpg) ![55 Secret Harbor Drive - Photo 44](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2647024163r.jpg) ![55 Secret Harbor Drive - Photo 45](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2601681236r.jpg) ![55 Secret Harbor Drive - Photo 46](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3787652893r.jpg) ![55 Secret Harbor Drive - Photo 47](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2166514291r.jpg) ![55 Secret Harbor Drive - Photo 48](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f2437068319r.jpg) ![55 Secret Harbor Drive - Photo 49](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1412335852r.jpg) ![55 Secret Harbor Drive - Photo 50](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f545087164r.jpg) ![55 Secret Harbor Drive - Photo 51](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f3624816013r.jpg) ![55 Secret Harbor Drive - Photo 52](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f474102847r.jpg) ![55 Secret Harbor Drive - Photo 53](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f179482961r.jpg) ![55 Secret Harbor Drive - Photo 54](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1216701990r.jpg) ![55 Secret Harbor Drive - Photo 55](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1216701990r.jpg) ![55 Secret Harbor Drive - Photo 56](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1233947093r.jpg) ![55 Secret Harbor Drive - Photo 57](http://lh.rdcpix.com/a77928942f09239891333a5ad717cdbel-f1640961405r.jpg) --- **MLS#:** 993777 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/55-secret-harbor-drive-miramar-beach-fl-32550-l993777) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/55-secret-harbor-drive-miramar-beach-fl-32550-l993777#listing", "url": "https://www.propertysimple.ai/listing/55-secret-harbor-drive-miramar-beach-fl-32550-l993777", "name": "55 Secret Harbor Drive, Miramar Beach, FL 32550", "description": "This well-appointed four-bedroom, two-bath home offers 1,919 square feet of comfortable coastal living in the desirable Paradise Retreat neighborhood of Miramar Beach, complete with 320 feet of private deeded beach access. Also golf cart friendly neighborhood. 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