About This Home

This 4-bedroom, 2-bathroom single family at 55 Terrace Avenue in Albany, NY is listed for $359,900 ($210 per sqft). Built in 1927, the home offers 1,716 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1927
  • 0.15 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 full, 1 half
2-car garage
1927

Amenities

FireplaceHardwoodA/C
Listing Description

*Open House Sat 10/3 11a-1p* Fall for the charm of an Albany classic--with the light, space and outdoor living you've been hoping to find! This 4 bed,1.5 bath 1920's Colonial home has curb appeal galore and is set on an elevated corner lot along a beautiful tree-lined Melrose street for a little more breathing room from the neighbors.

Step inside the gracious entrance foyer to warm hardwood floors that flow from room to room, beautiful original woodwork, decorative radiator covers and lofty ceilings. Oversized windows fill the home with natural light, creating bright, inviting spaces for relaxing, entertaining or working from home.

Whip up dinner in the updated eat-in kitchen with newer stainless steel appliances. Host gatherings in the formal dining room. Relax in the spacious living room or curl up with a good book surrounded by sun loving house plants in the tucked away sunroom.

At day's end retreat to your ample bedroom upstairs, and in the morning get fresh in the retro minty green tiled bathroom. Sip your morning coffee on the back porch watching the outdoor play in the fully fenced backyard framed by lush, easy-care plantings that offer a private green escape without spending every weekend on yardwork.

Fire up the grill for friends gathered on the huge elevated deck. There is room to store it all in the massive walk-up attic. A rare 2 car garage with openers means no scraping snow off the car on frosty mornings. The roof is just 16 years old, so you can have the peace of mind that there is lots of life left. The woodburning fireplace has not been used and is sold as-is. Just a short commute to Albany's hospitals, colleges, NYS Campus and Nanotech complex, with plenty of shopping, dining and parks nearby.

Monthly Cost Estimate

$1,925/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,560
Insurance$105

Estimates only. Actual payments may vary.

Location

55 Terrace Avenue

Albany, NY 12203

Melrose

Features & Amenities

Interior Features

High Speed InternetPaddle FanCeramic Tile BathCrown MoldingEat-in Kitchen

Exterior Features

Lighting

Property Details

Flooring

HardwoodTile - Ceramic

Construction

Wood Siding

Outdoor Features

DeckPorch

Parking

Open

Heating

Natural GasRadiantHot Water(Heating)

Cooling

Window Unit(s)

Appliances

MicrowaveRangeRefrigeratorTankless Water HeaterWasher/Dryer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 55 Terrace Avenue is listed at $359,900 ($210/sqft). The estimated monthly payment is $1,925 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1927, 0.15 acre lot, 2 parking spaces, Fireplace. Interior Features: High Speed Internet, Paddle Fan, Ceramic Tile Bath. Exterior Features: Lighting.

This property is listed by Jenn L Baniak-Hollands.

JB

Jenn L Baniak-Hollands

License 10301218622

Agent at KW Platform

Listed by KW Platform · Broker phone: (518) 724-5800 · View on Broker Site · Broker website

MLS# 202627328· Source: Global MLS, Inc.· 30 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

55 Terrace Avenue, Albany, NY 12203

Open this listing in: