# 55 Terrace Avenue, Albany, NY 12203 > **TL;DR:** 4bd/2ba single family, $359,900 ($210/sqft), built 1927, 1,716 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $1,925/mo. Listed 31 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $359,900 | | Price/sqft | $210 | | Bedrooms | 4 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,716 | | Year Built | 1927 | | Lot Size | 6,534 sqft (0.15 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 31 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,820 | | Estimated Insurance | $105 | | **Total** | **$1,925** | ## Nearby Schools - **High:** Albany ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1927 - 0.15 acre lot - 2 parking spaces - Fireplace ## Description ### Agent Description *Open House Sat 10/3 11a-1p* Fall for the charm of an Albany classic--with the light, space and outdoor living you've been hoping to find! This 4 bed,1.5 bath 1920's Colonial home has curb appeal galore and is set on an elevated corner lot along a beautiful tree-lined Melrose street for a little more breathing room from the neighbors. Step inside the gracious entrance foyer to warm hardwood floors that flow from room to room, beautiful original woodwork, decorative radiator covers and lofty ceilings. Oversized windows fill the home with natural light, creating bright, inviting spaces for relaxing, entertaining or working from home. Whip up dinner in the updated eat-in kitchen with newer stainless steel appliances. Host gatherings in the formal dining room. Relax in the spacious living room or curl up with a good book surrounded by sun loving house plants in the tucked away sunroom. At day's end retreat to your ample bedroom upstairs, and in the morning get fresh in the retro minty green tiled bathroom. Sip your morning coffee on the back porch watching the outdoor play in the fully fenced backyard framed by lush, easy-care plantings that offer a private green escape without spending every weekend on yardwork. Fire up the grill for friends gathered on the huge elevated deck. There is room to store it all in the massive walk-up attic. A rare 2 car garage with openers means no scraping snow off the car on frosty mornings. The roof is just 16 years old, so you can have the peace of mind that there is lots of life left. The woodburning fireplace has not been used and is sold as-is. Just a short commute to Albany's hospitals, colleges, NYS Campus and Nanotech complex, with plenty of shopping, dining and parks nearby. ## Location - **Address:** 55 Terrace Avenue, Albany, NY 12203 - **County:** Albany - **Neighborhood:** Melrose - **Coordinates:** 42.670705, -73.797626 - **Google Maps:** https://www.google.com/maps?q=42.670705,-73.797626 ## Virtual Tour & Media - **Video Tour:** https://app.doaudiotours.com/unbranded?id=31755&lang=en-US ## Listing Agent - **Name:** Jenn L Baniak-Hollands · **License:** 10301218622 - **Brokerage:** KW Platform - **Broker Phone:** (518) 724-5800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/55-Terrace-Ave_Albany_NY_12203_M44463-20765?f=listhub&s=CRMLSNY&m=202627328&c=propsimple) ## Photos ![55 Terrace Avenue - Photo 1](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3146949611r.jpg) ![55 Terrace Avenue - Photo 2](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3552495654r.jpg) ![55 Terrace Avenue - Photo 3](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1731401726r.jpg) ![55 Terrace Avenue - Photo 4](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3255323579r.jpg) ![55 Terrace Avenue - Photo 5](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3962479356r.jpg) ![55 Terrace Avenue - Photo 6](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f828222424r.jpg) ![55 Terrace Avenue - Photo 7](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3134498r.jpg) ![55 Terrace Avenue - Photo 8](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3751491752r.jpg) ![55 Terrace Avenue - Photo 9](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f80313513r.jpg) ![55 Terrace Avenue - Photo 10](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1456528035r.jpg) ![55 Terrace Avenue - Photo 11](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3071548348r.jpg) ![55 Terrace Avenue - Photo 12](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f253318593r.jpg) ![55 Terrace Avenue - Photo 13](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1407750540r.jpg) ![55 Terrace Avenue - Photo 14](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1488552534r.jpg) ![55 Terrace Avenue - Photo 15](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f4267238262r.jpg) ![55 Terrace Avenue - Photo 16](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3081804446r.jpg) ![55 Terrace Avenue - Photo 17](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2612676722r.jpg) ![55 Terrace Avenue - Photo 18](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2468676464r.jpg) ![55 Terrace Avenue - Photo 19](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f521605599r.jpg) ![55 Terrace Avenue - Photo 20](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3923408899r.jpg) ![55 Terrace Avenue - Photo 21](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2550972840r.jpg) ![55 Terrace Avenue - Photo 22](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3806058622r.jpg) ![55 Terrace Avenue - Photo 23](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f4293500898r.jpg) ![55 Terrace Avenue - Photo 24](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1738683611r.jpg) ![55 Terrace Avenue - Photo 25](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2087324186r.jpg) ![55 Terrace Avenue - Photo 26](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1120519084r.jpg) ![55 Terrace Avenue - Photo 27](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f461112225r.jpg) ![55 Terrace Avenue - Photo 28](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2796680955r.jpg) ![55 Terrace Avenue - Photo 29](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1376526033r.jpg) ![55 Terrace Avenue - Photo 30](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3181196223r.jpg) ![55 Terrace Avenue - Photo 31](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f477133274r.jpg) ![55 Terrace Avenue - Photo 32](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f3780494748r.jpg) ![55 Terrace Avenue - Photo 33](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f2365376315r.jpg) ![55 Terrace Avenue - Photo 34](http://lh.rdcpix.com/097f72609d3e031611c79d27c55543a7l-f1251230260r.jpg) --- **MLS#:** 202627328 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/55-terrace-avenue-albany-ny-12203-74cea286a14644e0b3ea67619b7d407d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/55-terrace-avenue-albany-ny-12203-74cea286a14644e0b3ea67619b7d407d#listing", "url": "https://www.propertysimple.ai/listing/55-terrace-avenue-albany-ny-12203-74cea286a14644e0b3ea67619b7d407d", "name": "55 Terrace Avenue, Albany, NY 12203", "description": "*Open House Sat 10/3 11a-1p* Fall for the charm of an Albany classic--with the light, space and outdoor living you've been hoping to find! 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