# 550 WATER ST #201, Charlottesville, VA 22902

> **TL;DR:** 3bd/3ba condo, $1,775,000 ($783/sqft), built 2018, 2,266 sqft. Est. $10,151/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,775,000 |
| Price/sqft | $783 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,266 |
| Year Built | 2018 |
| Lot Size | 436 sqft (0.01 acres) |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 31 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $8,975 |
| Estimated Insurance | $518 |
| HOA | $658 |
| **Total** | **$10,151** |

## Nearby Schools

- **Elementary:** Sunrise
- **Middle:** Charlottesville Middle
- **High:** Charlottesville

## Property Highlights

- Built in 2018
- 0.01 acre lot
- 3 stories

## Description

### Agent Description
Located just one block from Charlottesville's Historic Downtown Mall, The 550 represents the pinnacle of boutique, luxury living. Designed by Formwork and constructed by Martin Horn, this award-winning glass and brick landmark was recognized by the Urban Land Institute as the Most Influential Residential Construction Project of 2018. It is the only residence in the building with its own private entrance off Water Street. This striking three bedroom, three bath home features architect-designed details through out, including a stunning custom staircase, expansive windows and an open-concept living space that seamlessly blends style and function. Enjoy both a private covered terrace and an expansive rooftop deck with panoramic downtown and mountain views. The full-floor primary suite offers exceptional privacy and comfort, while two additional bedrooms provide flexibility for guests or a home office. Additional highlights include secure garage parking for two vehicles and the ease of low-maintenance, lock-and-leave living all in one of Charlottesville's most desirable downtown locations.

## Location

- **Address:** 550 WATER ST #201, Charlottesville, VA 22902
- **County:** Charlottesville
- **Neighborhood:** THE 550
- **Coordinates:** 38.02883265, -78.47862109
- **Google Maps:** https://www.google.com/maps?q=38.02883265,-78.47862109

## Listing Agent

- **Name:** LINDSAY MILBY
- **Brokerage:** Loring Woodriff Real Estate Associates
- **Phone:** 4349629148
- **Broker Phone:** (434) 977-4005
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/550-E-Water-St-201_Charlottesville_VA_22902_M52827-59668?f=listhub&s=CAARMLSVA&m=680725&c=propsimple)

## Photos

![550 WATER ST #201 - Photo 1](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f797064384r.jpg)

![550 WATER ST #201 - Photo 2](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2392445467r.jpg)

![550 WATER ST #201 - Photo 3](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f3337032205r.jpg)

![550 WATER ST #201 - Photo 4](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2700244523r.jpg)

![550 WATER ST #201 - Photo 5](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f1772123832r.jpg)

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![550 WATER ST #201 - Photo 8](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2475349656r.jpg)

![550 WATER ST #201 - Photo 9](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f3193723131r.jpg)

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![550 WATER ST #201 - Photo 33](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f504156197r.jpg)

![550 WATER ST #201 - Photo 34](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f3312129797r.jpg)

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![550 WATER ST #201 - Photo 36](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2228528537r.jpg)

![550 WATER ST #201 - Photo 37](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f852147404r.jpg)

![550 WATER ST #201 - Photo 38](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f778228797r.jpg)

![550 WATER ST #201 - Photo 39](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f3125225843r.jpg)

![550 WATER ST #201 - Photo 40](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f3506787756r.jpg)

![550 WATER ST #201 - Photo 41](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2138920930r.jpg)

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![550 WATER ST #201 - Photo 43](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f4173315641r.jpg)

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![550 WATER ST #201 - Photo 46](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f1164114934r.jpg)

![550 WATER ST #201 - Photo 47](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f1679631978r.jpg)

![550 WATER ST #201 - Photo 48](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f4200436951r.jpg)

![550 WATER ST #201 - Photo 49](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f846007621r.jpg)

![550 WATER ST #201 - Photo 50](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f609464348r.jpg)

![550 WATER ST #201 - Photo 51](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f435556955r.jpg)

![550 WATER ST #201 - Photo 52](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f2328604254r.jpg)

![550 WATER ST #201 - Photo 53](http://lh.rdcpix.com/d6092c4ea794a47d48f06056776bcff3l-f4170336416r.jpg)

---

**MLS#:** 680725 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/550-water-st-charlottesville-va-22902-a680725)

---

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