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About This Home

This 3-bedroom, 3-bathroom single family at 5520 Mountain Top Place in Cumming, GA is listed for $344,900 ($250 per sqft). Built in 2003, the home offers 1,379 sqft of living space on a 0.10 acres lot.

Agent Description

Total Peace of Mind, Major Updates, Low-Maintenance Living & a $5,000 Seller Credit! Welcome home to this beautifully maintained residence offering the perfect combination of modern updates, comfort, convenience, and worry-free ownership. Step inside to discover a bright, inviting floor plan with spacious living areas ideal for everyday living, entertaining guests, or simply relaxing at home.

This move-in-ready property is packed with valuable upgrades designed to protect your investment and provide peace of mind for years to come. The crown jewel is the brand-new roof installed on April 24, 2026, providing significant long-term value while reducing future maintenance costs and lowering insurance expenses.

Additional enhancements include a whole-home surge protector to safeguard your electronics, new water heater in 2024 and a transferable home warranty that remains active through February 2027. Enjoy effortless outdoor living with a beautifully landscaped yard and an expansive wrought-iron enclosed patio perfect for grilling, morning coffee, entertaining, or having a quiet relaxing evening outdoors.

And to make it even better, all front and rear lawn care and front landscaping maintenance is included in the monthly HOA fee, excluding additional landscaping additions such as annuals/perennial flowers; allowing you to enjoy a truly low-maintenance lifestyle without the hassle of yard work.

The built-in irrigation system helps keep the grounds looking lush and beautiful year-round. To make homeownership even more attainable, the seller is offering a generous $5,000 closing cost credit. Buyers may use this credit to help buy down their interest rate, reduce out-of-pocket closing expenses, prepay eligible costs, or apply it in other ways permitted by their lender.

Located in the highly desirable community of Mountain Ridge, this turnkey home offers exceptional value, outstanding updates, and easy living at an attractive price of $344,900. Conveniently located with direct access to GA-400, this home offers easy access to North Georgia Premium Outlets, Cumming Marketplace, Cumming City Center, grocery stores, restaurants, entertainment, fitness centers, and everyday conveniences.

Whether you're commuting, shopping, dining out, or enjoying local events, everything you need is just minutes from your front door.

Key Features

  • Built in 2003
  • 0.10 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
2003

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,309/mo

20% down · 6.5% · 30 years

Principal$249
Interest$1,495
Insurance$101
HOA$1,464

Estimates only. Actual payments may vary.

Location

5520 Mountain Top Place

Cumming, GA 30041

Mountain Ridge

Features & Amenities

Interior Features

Double Vanity

Property Details

Flooring

CarpetLaminate

Construction

Vinyl Siding

Pool Features

Patio

Parking

GarageOpen

Heating

Natural GasCentral

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DishwasherDryerGas Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 5520 Mountain Top Place is listed at $344,900 ($250/sqft). The estimated monthly payment is $2,959 based on 20% down at 6.5% interest.

HOA fees are $1464/month.

Key features include: Built in 2003, 0.10 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Double Vanity.

This property is listed by Lisa E Lewis and can be reached at 4049099151 or lisalewis@youneedresults.com.

LL

Lisa E Lewis

Agent at Century 21 Results

(404) 909-9151

Listed by Century 21 Results · View on Broker Site

MLS# 10777308· Source: listhub· Updated 1 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5520 Mountain Top Place, Cumming, GA 30041

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