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About This Home

This 4-bedroom, 3-bathroom single family at 5521 OAK STREET in Mount Dora, FL is listed for $589,900 ($201 per sqft). Built in 1990, the home offers 2,939 sqft of living space on a 0.33 acres lot.

Agent Description

Is there a 4-bedroom home in Mount Dora with a private apartment and no HOA? Welcome to 5521 Oak Street, a fully renovated property offering rare flexibility with a separate 1-bedroom, 1-bath private apartment. With its own entrance, full kitchen, spacious living area, large custom closet, and beautifully designed bathroom, the apartment lives like an entirely independent home.

This setup is ideal for multigenerational living, guests, rental income, or a private office or creative studio. The main residence features 3 bedrooms and 2 bathrooms, thoughtfully renovated to blend modern finishes with comfortable, functional living spaces.

Updated interiors, natural light, and a practical layout create a home that feels both welcoming and move-in ready. Major system upgrades provide long-term peace of mind for the next owner. The property includes a new shingle roof installed in 2026, and an A/C system replaced in 2024.

Additional infrastructure improvements include PVC and PEX plumbing, helping ensure reliability and efficiency. Additional highlights include: * Private 1-bedroom apartment with full kitchen and separate entrance * Updated vinyl double-pane windows for energy efficiency * Renovated interiors with modern finishes throughout * Spacious livin

g areas designed for everyday comfort * 2-car garage with ample storage * No HOA and no CDD fees Location is another standout feature. This home sits just minutes from Downtown Mount Dora, one of Central Florida’s most beloved historic lakefront towns.

Residents enjoy easy access to Lake Dora sunsets, award-winning restaurants, local coffee shops, art galleries, boutique shopping, and nationally recognized festivals throughout the year. Whether you’re looking for a 4-bedroom home in Mount Dora with income potential, space for extended family, or a flexible property that adapts to your lifestyle, 5521 Oak Street offers a rare opportunity.

Fully renovated homes with a true private apartment in Mount Dora are hard to find, making this property a standout option for buyers seeking comfort, versatility, and long-term value in a prime location.

Key Features

  • Built in 1990
  • 0.33 acre lot
  • Fireplace

Property Details

3 full
1990

Amenities

Fireplace

Monthly Cost Estimate

$3,155/mo

20% down · 6.5% · 30 years

Principal$427
Interest$2,556
Insurance$172

Estimates only. Actual payments may vary.

Location

5521 OAK STREET

Mount Dora, FL 32757

TANGERINE

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsWalk-in Closet(s)

Exterior Features

PavedFrench DoorsSliding Doors

Property Details

Flooring

CarpetLaminateTileTile - Ceramic

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

CentralElectric (Heating)Fireplace(s)

Cooling

Central Air

Appliances

DishwasherGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 5521 OAK STREET is listed at $589,900 ($201/sqft). The estimated monthly payment is $2,556 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 0.33 acre lot, Fireplace. Interior Features: Ceiling Fans(s), High Ceilings, Walk-in Closet(s). Exterior Features: Paved, French Doors, Sliding Doors.

This property is listed by Ceila Morales and can be reached at 8888838509 or expluxurytransactions@gmail.com.

CM

Ceila Morales

Agent at EXP REALTY LLC

(888) 883-8509

Listed by EXP REALTY LLC · View on Broker Site

MLS# S5145286· Source: listhub· Updated 87 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5521 OAK STREET, Mount Dora, FL 32757

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