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About This Home

This 4-bedroom, 3-bathroom single family at 5521 WATERLOO Road in Ellicott City, MD is listed for $499,990 ($246 per sqft). Built in 1947, the home offers 2,036 sqft of living space on a 0.38 acres lot.

Agent Description

This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbia's sought-after amenities.

This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level featuring a spacious living room, formal dining room, and an updated kitchen complete with granite countertops, tile backsplash, and gas cooking.

Two main-level bedrooms and a full bathroom provide flexible living options, while the upper level offers additional generously sized bedrooms and an en-suite bathroom. Enjoy year-round relaxation in the enclosed porch with vaulted ceilings overlooking the peaceful backyard and mature trees.

The finished walk-out lower level expands the living space with a large recreation room, full bathroom, and abundant storage space. Additional highlights include energy-efficient replacement windows, a Carrier HVAC system, and a large and spacious 2-car garage. Perfectly situated with convenient access to Rt 100, I-95, and Rt 29, this home offers the perfect combination of charm, space, land, and modern updates in a spectacular Howard County location! This home is in need of some TLC and is priced accordingly.

Key Features

  • Built in 1947
  • 0.38 acre lot
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
3 full
2 spaces
1947

Amenities

A/C

Monthly Cost Estimate

$2,674/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,167
Insurance$146

Estimates only. Actual payments may vary.

Location

5521 WATERLOO Road

Ellicott City, MD 21043

NONE AVAILABLE

Features & Amenities

Interior Features

Dining AreaWood FloorsChair RailingsWainscottingPrimary Bath(s)

Property Details

Construction

Frame

Parking

DrivewayGarage - Detached

Heating

Forced Air

Cooling

Central Air

Appliances

WasherDryerRefrigeratorDishwasherDisposalMicrowaveStove

Questions & Answers

This 4-bedroom, 3-bathroom single family at 5521 WATERLOO Road is listed at $499,990 ($246/sqft). The estimated monthly payment is $2,167 based on 20% down at 6.5% interest.

Key features include: Built in 1947, 0.38 acre lot, 3 stories, 2 parking spaces. Interior Features: Dining Area, Wood Floors, Chair Railings.

This property is listed by Zugell Jamison and can be reached at 3018217043 or zugell@thezugellgroup.com.

ZJ

Zugell Jamison

Agent at Cummings & Co. Realtors

(301) 821-7043

Listed by Cummings & Co. Realtors · View on Broker Site

MLS# MDHW2068194· Source: listhub· Updated 11 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5521 WATERLOO Road, Ellicott City, MD 21043

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