# 5521 WATERLOO Road, Ellicott City, MD 21043

> **TL;DR:** 4bd/3ba single family, $499,990 ($246/sqft), built 1947, 2,036 sqft.
> A/C. Est. $2,167/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,990 |
| Price/sqft | $246 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,036 |
| Year Built | 1947 |
| Lot Size | 16,675 sqft (0.38 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 11 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,167 |
| **Total** | **$2,167** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1947
- 0.38 acre lot
- 3 stories
- 2 parking spaces

## Description

### Agent Description
This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbia's sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level featuring a spacious living room, formal dining room, and an updated kitchen complete with granite countertops, tile backsplash, and gas cooking. Two main-level bedrooms and a full bathroom provide flexible living options, while the upper level offers additional generously sized bedrooms and an en-suite bathroom. Enjoy year-round relaxation in the enclosed porch with vaulted ceilings overlooking the peaceful backyard and mature trees. The finished walk-out lower level expands the living space with a large recreation room, full bathroom, and abundant storage space. Additional highlights include energy-efficient replacement windows, a Carrier HVAC system, and a large and spacious 2-car garage. Perfectly situated with convenient access to Rt 100, I-95, and Rt 29, this home offers the perfect combination of charm, space, land, and modern updates in a spectacular Howard County location! This home is in need of some TLC and is priced accordingly.

## Location

- **Address:** 5521 WATERLOO Road, Ellicott City, MD 21043
- **County:** HOWARD
- **Neighborhood:** NONE AVAILABLE
- **Coordinates:** 39.21889, -76.80675
- **Google Maps:** https://www.google.com/maps?q=39.21889,-76.80675

## Listing Agent

- **Name:** Zugell Jamison
- **Brokerage:** Cummings & Co. Realtors
- **Phone:** 3018217043
- **Email:** zugell@thezugellgroup.com

## Primary Photo

![5521 WATERLOO Road - Primary Photo](http://lh.rdcpix.com/59d80e53f0427cfb8ae694109ec0c0eal-f1241178041r.jpg)

*50 total photos available on [listing page](https://www.propertysimple.com/listing/5521-waterloo-road-ellicott-city-md-21043-w2068194)*

---

**MLS#:** MDHW2068194 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/5521-waterloo-road-ellicott-city-md-21043-w2068194)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "5521 WATERLOO Road, Ellicott City, MD 21043",
  "description": "This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbia's sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level fe",
  "url": "https://www.propertysimple.com/listing/5521-waterloo-road-ellicott-city-md-21043-w2068194",
  "image": "http://lh.rdcpix.com/59d80e53f0427cfb8ae694109ec0c0eal-f1241178041r.jpg",
  "datePosted": "2026-06-18",
  "price": 499990,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "5521 WATERLOO Road",
    "addressLocality": "Ellicott City",
    "addressRegion": "MD",
    "postalCode": "21043",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 39.21889,
    "longitude": -76.80675
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2036,
    "unitCode": "FTK"
  },
  "yearBuilt": 1947
}
```