# 5532 Over Creek Dr, Elkton, FL 32033

> **TL;DR:** 4bd/3ba single family, $549,000 ($177/sqft), built 2007, 3,101 sqft.
> A/C, 2-car garage. Est. $3,341/mo. Listed 56 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $549,000 |
| Price/sqft | $177 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,101 |
| Year Built | 2007 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active Under Contract |
| Days on Market | 56 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,776 |
| Estimated Insurance | $160 |
| HOA | $405 |
| **Total** | **$3,341** |

## Nearby Schools

- **Elementary:** Otis A. Mason
- **Middle:** Gamble Rogers
- **High:** Pedro Menendez

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2007
- 0.30 acre lot
- 2 stories

## Description

### Agent Description
Spacious, private, and move-in ready in desirable Cypress Lakes! Tucked away on a large cul-de-sac lot of nearly one-third of an acre, this beautifully maintained home offers more than 3,100 square feet of living space, a fully fenced oversized backyard, and scenic views of the golf course and lake. A huge 500-square-foot covered and screened lanai creates an exceptional outdoor living space to relax, entertain, and take in the magnificent sunsets. The community pool and playground are just steps away, adding to the easy Florida lifestyle. Inside, the two-story home features 4 bedrooms, 3 baths, separate living and family rooms, formal dining space, a breakfast nook, an expansive upstairs great room, and an oversized 2-car garage. Beautiful hardwood and LVP flooring add warmth throughout the home. The kitchen, updated this year and serves as the heart of the home, featuring granite countertops, an oversized center island with bar seating, stainless steel appliances including a French-door refrigerator, decorative tile backsplash, generous cabinetry, and custom built-in open shelving. Upstairs, the oversized great room provides incredible flexibility for a game room, media space, kids' retreat, or additional lounge. The spacious primary suite overlooks the backyard and lake and features a large soaking tub, walk-in shower, double vanity with granite countertop, and an impressive walk-in closet. Two additional upstairs bedrooms are generously sized and each offers its own walk-in closet. Outdoor living is equally impressive with the covered and fully screened paver lanai, added in 2024, complemented by privacy landscaping and plenty of room for entertaining or relaxing while enjoying the golf course, lake views, and beautiful sunsets. Additional updates include a roof (2022), 1 of the 2 HVAC's replaced (2022), gutters, stucco reseal and exterior paint, irrigation pump, garage cabinetry/shelving. Cypress Lakes offers a peaceful golf course setting away from the hustle and bustle while remaining convenient to I-95, historic downtown St. Augustine, shopping, dining, and the beaches. With exceptional space, thoughtful updates, beautiful outdoor living, and a prime cul-de-sac location, this home offers the ideal combination of comfort, privacy, and convenience.

## Location

- **Address:** 5532 Over Creek Dr, Elkton, FL 32033
- **County:** St. Johns
- **Neighborhood:** Cypress Lakes
- **Coordinates:** 29.796468, -81.374494
- **Google Maps:** https://www.google.com/maps?q=29.796468,-81.374494

## Listing Agent

- **Name:** Noah Bailey
- **Brokerage:** Atlantic Partners Realty St Augustine LLC
- **Broker Phone:** (904) 797-7442
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5532-Over-Creek-Dr_Elkton_FL_32033_M56948-85899?f=listhub&s=SJCBORFL&m=263948&c=propsimple)

## Photos

![5532 Over Creek Dr - Photo 1](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1616326705r.jpg)

![5532 Over Creek Dr - Photo 2](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1411123497r.jpg)

![5532 Over Creek Dr - Photo 3](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1167259989r.jpg)

![5532 Over Creek Dr - Photo 4](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1304216385r.jpg)

![5532 Over Creek Dr - Photo 5](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f4210684804r.jpg)

![5532 Over Creek Dr - Photo 6](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3699831128r.jpg)

![5532 Over Creek Dr - Photo 7](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1380721536r.jpg)

![5532 Over Creek Dr - Photo 8](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1595438595r.jpg)

![5532 Over Creek Dr - Photo 9](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2942737572r.jpg)

![5532 Over Creek Dr - Photo 10](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f816351245r.jpg)

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![5532 Over Creek Dr - Photo 24](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f355702086r.jpg)

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![5532 Over Creek Dr - Photo 27](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2225683381r.jpg)

![5532 Over Creek Dr - Photo 28](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1762045980r.jpg)

![5532 Over Creek Dr - Photo 29](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f352318818r.jpg)

![5532 Over Creek Dr - Photo 30](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f955447635r.jpg)

![5532 Over Creek Dr - Photo 31](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f768900604r.jpg)

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![5532 Over Creek Dr - Photo 33](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f4127888350r.jpg)

![5532 Over Creek Dr - Photo 34](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1109791064r.jpg)

![5532 Over Creek Dr - Photo 35](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1011533359r.jpg)

![5532 Over Creek Dr - Photo 36](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3385416525r.jpg)

![5532 Over Creek Dr - Photo 37](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2812933241r.jpg)

![5532 Over Creek Dr - Photo 38](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3604946234r.jpg)

![5532 Over Creek Dr - Photo 39](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f526088690r.jpg)

![5532 Over Creek Dr - Photo 40](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3492162247r.jpg)

![5532 Over Creek Dr - Photo 41](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2426083815r.jpg)

![5532 Over Creek Dr - Photo 42](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2010712130r.jpg)

![5532 Over Creek Dr - Photo 43](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1854038037r.jpg)

![5532 Over Creek Dr - Photo 44](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f276653211r.jpg)

![5532 Over Creek Dr - Photo 45](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f568353536r.jpg)

![5532 Over Creek Dr - Photo 46](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3186419788r.jpg)

![5532 Over Creek Dr - Photo 47](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3240313535r.jpg)

![5532 Over Creek Dr - Photo 48](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3398548300r.jpg)

![5532 Over Creek Dr - Photo 49](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3091345009r.jpg)

![5532 Over Creek Dr - Photo 50](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3938716903r.jpg)

![5532 Over Creek Dr - Photo 51](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3977731662r.jpg)

![5532 Over Creek Dr - Photo 52](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1798707165r.jpg)

![5532 Over Creek Dr - Photo 53](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f3024818503r.jpg)

![5532 Over Creek Dr - Photo 54](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f447903644r.jpg)

![5532 Over Creek Dr - Photo 55](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2352374639r.jpg)

![5532 Over Creek Dr - Photo 56](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f4065618980r.jpg)

![5532 Over Creek Dr - Photo 57](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f1611596996r.jpg)

![5532 Over Creek Dr - Photo 58](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2925215132r.jpg)

![5532 Over Creek Dr - Photo 59](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f2176095134r.jpg)

![5532 Over Creek Dr - Photo 60](http://lh.rdcpix.com/04062da4b74f9fbde0f156926c39f508l-f551317872r.jpg)

---

**MLS#:** 263948 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5532-over-creek-dr-elkton-fl-32033-62da0bfb509f4480a4bc3d7af10febbf)

---

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