About This Home

This 4-bedroom, 3-bathroom single family at 5532 Over Creek Dr in Elkton, FL is listed for $549,000 ($177 per sqft). Built in 2007, the home offers 3,101 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 2007
  • 0.30 acre lot
  • 2 stories

Property Details

2 stories
3 full
2-car garage
2007

Amenities

A/C
Listing Description

Spacious, private, and move-in ready in desirable Cypress Lakes! Tucked away on a large cul-de-sac lot of nearly one-third of an acre, this beautifully maintained home offers more than 3,100 square feet of living space, a fully fenced oversized backyard, and scenic views of the golf course and lake.

A huge 500-square-foot covered and screened lanai creates an exceptional outdoor living space to relax, entertain, and take in the magnificent sunsets. The community pool and playground are just steps away, adding to the easy Florida lifestyle. Inside, the two-story home features 4 bedrooms, 3 baths, separate living and family rooms, formal dining space, a breakfast nook, an expansive upstairs great room, and an oversized 2-car garage.

Beautiful hardwood and LVP flooring add warmth throughout the home. The kitchen, updated this year and serves as the heart of the home, featuring granite countertops, an oversized center island with bar seating, stainless steel appliances including a French-door refrigerator, decorative tile backsplash, generous cabinetry, and custom built-in open shelving.

Upstairs, the oversized great room provides incredible flexibility for a game room, media space, kids' retreat, or additional lounge. The spacious primary suite overlooks the backyard and lake and features a large soaking tub, walk-in shower, double vanity with granite countertop, and an impressive walk-in closet.

Two additional upstairs bedrooms are generously sized and each offers its own walk-in closet. Outdoor living is equally impressive with the covered and fully screened paver lanai, added in 2024, complemented by privacy landscaping and plenty of room for entertaining or relaxing while enjoying the golf course, lake views, and beautiful sunsets.

Additional updates include a roof (2022), 1 of the 2 HVAC's replaced (2022), gutters, stucco reseal and exterior paint, irrigation pump, garage cabinetry/shelving. Cypress Lakes offers a peaceful golf course setting away from the hustle and bustle while remaining convenient to I-95, historic downtown St.

Augustine, shopping, dining, and the beaches. With exceptional space, thoughtful updates, beautiful outdoor living, and a prime cul-de-sac location, this home offers the ideal combination of comfort, privacy, and convenience.

Monthly Cost Estimate

$3,341/mo

20% down · 6.5% · 30 years

Principal$397
Interest$2,379
Insurance$160
HOA$405

Estimates only. Actual payments may vary.

Location

5532 Over Creek Dr

Elkton, FL 32033

Cypress Lakes

Property Details

Flooring

VinylTileWood

Construction

Frame Stucco

Parking

Garage

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 5532 Over Creek Dr is listed at $549,000 ($177/sqft). The estimated monthly payment is $3,341 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $405/month.

Key features include: Built in 2007, 0.30 acre lot, 2 stories.

This property is listed by Noah Bailey and can be reached at 9048673242.

NB

Noah Bailey

Agent at Atlantic Partners Realty St Augustine LLC

(904) 867-3242

Listed by Atlantic Partners Realty St Augustine LLC · Broker phone: (904) 797-7442 · View on Broker Site

MLS# 263948· Source: St. Augustine & St. John's County Board of Realtors· 49 days on PropertySimple

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5532 Over Creek Dr, Elkton, FL 32033

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