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About This Home

This 3-bedroom, 2-bathroom single family at 554 N Horsepen Road in Harrells, NC is listed for $525,000 ($151 per sqft). Built in 1999, the home offers 3,466 sqft of living space on a 0.51 acres lot.

Agent Description

Charming lakefront log cabin located on peaceful Horsepen Lake in the beautiful gated community of Bay Tree Lakes. This inviting 3-bedroom, 2-bath home offers warmth, character, and stunning waterfront views in a quiet, nature-filled setting. Inside, you will find a versatile loft space that can easily serve as a home office, additional bedroom, or bonus area to fit your needs.

The home also features a heated and cooled basement, providing extra living space and endless possibilities for recreation, storage, or a workshop. Step outside to enjoy the back decks and private pier, perfect for taking in spectacular water views, relaxing, or enjoying lakefront living at its best.

Residents of Bay Tree Lakes enjoy resort-style amenities including community pool, playground, basketball court, tennis court, clubhouse, and more-making this home ideal for both full-time living or peaceful getaway retreat.

Key Features

  • Built in 1999
  • 0.51 acre lot
  • 2 stories
  • 1 parking spaces
  • Waterfront

Property Details

2 stories
2 full
1 space
1999

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$3,528/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153
HOA$720

Estimates only. Actual payments may vary.

Location

554 N Horsepen Road

Harrells, NC 28444

Bay Tree Lakes

Features & Amenities

Interior Features

Master DownstairsCeiling Fan(s)Blinds/ShadesEat-in Kitchen

Property Details

Construction

Log

Views

LakeWater

Pool Features

DeckPorch

Parking

Off StreetGarage

Heating

Propane (Heating)Electric (Heating)Heat Pump (Heating)

Cooling

Heat PumpCentral Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 554 N Horsepen Road is listed at $525,000 ($151/sqft). The estimated monthly payment is $2,995 based on 20% down at 6.5% interest.

HOA fees are $720/month.

Key features include: Built in 1999, 0.51 acre lot, 2 stories, 1 parking spaces, Waterfront. Interior Features: Master Downstairs, Ceiling Fan(s), Blinds/Shades.

This property is listed by Janet M Allen and can be reached at (919) 631-6998 or jallenwhitesands@hotmail.com.

JA

Janet M Allen

Agent at White Sand Realty

(919) 631-6998

Listed by White Sand Realty · View on Broker Site

MLS# 100560752· Source: listhub· Updated 76 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

554 N Horsepen Road, Harrells, NC 28444

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