About This Home

This 3-bedroom, 2-bathroom single family at 5541 Highway 2297 in Panama City, FL is listed for $399,900 ($264 per sqft). Built in 2020, the home offers 1,512 sqft of living space on a 1.75 acres lot.

Key Features

  • Built in 2020
  • 1.75 acre lot

Property Details

1 story
2 full
1-car garage
2020

Amenities

A/C
Listing Description

COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day.

Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind.

Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater.

And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

5541 Highway 2297

Panama City, FL 32404

No Named Subdivision

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnly

Property Details

Flooring

VinylPlank

Construction

HardiplankType

Outdoor Features

Porch

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

GasRangeTanklessWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5541 Highway 2297 is listed at $399,900 ($264/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 1.75 acre lot. Interior Features: MainLevelPrimary, ShowerOnly.

This property is listed by Heather A Cole.

HC

Heather A Cole

License SL3521551

Agent at Keller Williams Realty Emerald Coast

Listed by Keller Williams Realty Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site

MLS# 795820· Source: Central Panhandle Association of REALTORS· 34 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5541 Highway 2297, Panama City, FL 32404

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