About This Home

This 2-bedroom, 2-bathroom condo at 557 Lucerne St. in Cayucos, CA is listed for $1,199,000 ($859 per sqft). Built in 1980, the home offers 1,396 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1980
  • 0.04 acre lot
  • 2 stories
  • 1 parking spaces
  • Fireplace

Property Details

2 stories
2 full
1-car garage
1980

Amenities

EV ChargerFireplaceViewA/C
Listing Description

Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS!!!) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex.

Watch the amazing SLO County sunsets, migrating whales, and ocean life-all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping.

Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views.

Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small

vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.

Monthly Cost Estimate

$6,913/mo

20% down · 6.5% · 30 years

Principal$867
Interest$5,196
Insurance$350
HOA$500

Estimates only. Actual payments may vary.

Location

557 Lucerne St.

Cayucos, CA 93430

Town of Cayucos(540)

Property Details

Flooring

Laminate

Views

Bluff

Outdoor Features

Deck

Parking

Assigned

Heating

Central

Cooling

Central Air

Appliances

MicrowaveRefrigeratorElectric RangeElectric Cooktop

Questions & Answers

This 2-bedroom, 2-bathroom condo at 557 Lucerne St. is listed at $1,199,000 ($859/sqft). The estimated monthly payment is $6,913 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $500/month.

Key features include: Built in 1980, 0.04 acre lot, 2 stories, 1 parking spaces, Fireplace.

This property is listed by Catherine Stone and can be reached at 8052344509.

CS

Catherine Stone

License 00917365

Agent at Central Coast Real Estate

(805) 234-4509
Agent website

Listed by Central Coast Real Estate · Broker phone: (805) 234-4509 · Broker website

MLS# SC25118536· Source: California Regional Multiple Listing Service, Inc· 299 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

557 Lucerne St., Cayucos, CA 93430

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