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About This Home

This 3-bedroom, 2-bathroom single family at 5581 SW 197th Terrace in Dunnellon, FL is listed for $299,900 ($154 per sqft). Built in 1981, the home offers 1,953 sqft of living space on a 0.95 acres lot.

Agent Description

Tucked away on a generous .95-acre parcel, this custom-built 1981 residence offers a blend of space, flexibility, and character-perfectly suited for multigenerational living or those seeking room to grow. With 1,953 square feet of living area, 3 bedrooms, 2 bathrooms, and a side-entry 2-car garage, this property delivers both comfort and functionality in a peaceful setting.

The upper level serves as the main living space, featuring a full kitchen equipped with wood cabinetry, stainless steel appliances, and a convenient breakfast bar. The adjoining dining area flows seamlessly into a spacious living room anchored by an expansive stone fireplace, creating a welcoming focal point.

Two bedrooms and a full bathroom complete this level, along with an inviting 11x12 screened lanai-ideal for enjoying the outdoors year-round. The lower level provides additional versatility with a private entrance, making it well-suited for extended family or guests.

This space includes a flex room highlighted by a second wood-burning fireplace, an additional bedroom, and a full bathroom. Laundry hookups are conveniently located on both levels, enhancing everyday ease. A spiral staircase connects the two floors, adding architectural interest.

Outdoors, the property presents a new rood in 2025, a rear fenced yard, a detached workshop with an attached pole barn, and a chicken coop for those seeking a touch of country living. With ample room for gardening, recreation, or the addition of a pool, the possibilities are endless. This unique property combines privacy, practicality, and rustic charm-ready to accommodate a variety of lifestyles.

Key Features

  • Built in 1981
  • 0.95 acre lot
  • 3 parking spaces
  • Fireplace

Property Details

2 full
3 spaces
1981

Amenities

FireplaceA/C

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

5581 SW 197th Terrace

Dunnellon, FL 34431

Rainbow Acres

Features & Amenities

Interior Features

FireplaceLaminateCountersMainLevelPrimaryPrimarySuiteSplitBedroomsWoodCabinets

Exterior Features

DeckLandscapingLightingRainGuttersConcreteDrivewayRoomForPool

Property Details

Flooring

WoodLaminate

Construction

Stucco

Pool Features

Deck

Parking

GarageDrivewayCarport

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveHoodFanMicrowaveOvenRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5581 SW 197th Terrace is listed at $299,900 ($154/sqft). The estimated monthly payment is $1,300 based on 20% down at 6.5% interest.

Key features include: Built in 1981, 0.95 acre lot, 3 parking spaces, Fireplace. Interior Features: Fireplace, LaminateCounters, MainLevelPrimary. Exterior Features: Deck, Landscaping, Lighting.

This property is listed by Tomika Spires-Hanssen and can be reached at 3525866598 or tomika@soldsisterscitrus.com.

TS

Tomika Spires-Hanssen

Agent at Keller Williams Realty - Elite Partners II

(352) 586-6598

Listed by Keller Williams Realty - Elite Partners II · View on Broker Site

MLS# 853881· Source: listhub· Updated 45 days ago

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5581 SW 197th Terrace, Dunnellon, FL 34431

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