About This Home

This 2-bedroom, 2-bathroom single family at 56 S Railroad Avenue in Spencer, NY is listed for $178,000 ($141 per sqft). Built in 1955, the home offers 1,260 sqft of living space on a 0.59 acres lot.

Key Features

  • Built in 1955
  • 0.59 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1955

Amenities

FireplaceHardwoodA/C
Listing Description

This lovely ranch home is tucked away among the trees and surrounded on 3 sides by farmland giving it a country feel even though it is close to the Village of Spencer. Abundant windows and open floor plan give this home a light airy feel that makes it feel larger. Cozy kitchen has lots of counter space, attached garage makes getting in and out easy. Nice side deck faces south and tree lined yard has privacy and abundant shade. The front and back views are of farm fields and the hills beyond.

Monthly Cost Estimate

$952/mo

20% down · 6.5% · 30 years

Principal$129
Interest$771
Insurance$52

Estimates only. Actual payments may vary.

Location

56 S Railroad Avenue

Spencer, NY 14883

Features & Amenities

Interior Features

CedarClosetsSeparateFormalDiningRoomSeparateFormalLivingRoomKitchenIslandBedroomOnMainLevel

Exterior Features

DeckGravelDrivewayPropaneTankLeased

Property Details

Flooring

VariesVinylHardwood

Construction

Frame ShakeSiding Stone

Outdoor Features

Deck

Parking

Garage

Heating

OilHot Water(Heating)Baseboard

Cooling

Window Unit(s)

Appliances

ElectricWaterHeaterGasOvenGasRangeRefrigeratorWaterSoftenerOwned

Questions & Answers

This 2-bedroom, 2-bathroom single family at 56 S Railroad Avenue is listed at $178,000 ($141/sqft). The estimated monthly payment is $952 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1955, 0.59 acre lot, Fireplace. Interior Features: CedarClosets, SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: Deck, GravelDriveway, PropaneTankLeased.

This property is listed by Karen A Johnson.

KJ

Karen A Johnson

License 10311203404

Agent at Laurel Management, Inc.

Listed by Laurel Management, Inc. · Broker phone: (607) 738-7064 · View on Broker Site

MLS# R1701773· Source: New York State Alliance of MLSs, LLC· 94 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

56 S Railroad Avenue, Spencer, NY 14883

Open this listing in: