# 56040 River Heights, Elkhart, IN 46516

> **TL;DR:** 3bd/2ba single family, $324,900 ($188/sqft), built 1920, 1,732 sqft.
> Waterfront, A/C, 3-car garage. Est. $1,738/mo. Listed 8 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $324,900 |
| Price/sqft | $188 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,732 |
| Year Built | 1920 |
| Lot Size | 47,916 sqft (1.10 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 8 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| **Total** | **$1,738** |

## Nearby Schools

- **Elementary:** Jimtown
- **Middle:** Jimtown
- **High:** Jimtown

## Key Amenities

- Waterfront
- A/C
- 3-car garage

## Property Highlights

- Built in 1920
- 1.10 acre lot
- Waterfront

## Description

### Agent Description
Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides a peaceful escape from the everyday. Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This cozy, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that can accommodate a recreation room, guest quarters, a home office, or a potential apartment-style rental. Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop (sold as-is), and a handy storage shed. Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $325,000 is a rare find-don't miss this opportunity to make the river your backyard. House hack! Live in the upper space and rent the lower.

## Location

- **Address:** 56040 River Heights, Elkhart, IN 46516
- **County:** Elkhart County
- **Coordinates:** 41.679678, -86.027341
- **Google Maps:** https://www.google.com/maps?q=41.679678,-86.027341

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202640490

## Listing Agent

- **Name:** Wilma McDougle
- **Brokerage:** McKinnies Realty, LLC
- **Phone:** 5746123252
- **Broker Phone:** 5742713440

## Photos

![56040 River Heights - Photo 1](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3079818136r.jpg)

![56040 River Heights - Photo 2](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f1936747289r.jpg)

![56040 River Heights - Photo 3](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2432688498r.jpg)

![56040 River Heights - Photo 4](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f1058287563r.jpg)

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![56040 River Heights - Photo 10](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f193734794r.jpg)

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![56040 River Heights - Photo 22](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f254628472r.jpg)

![56040 River Heights - Photo 23](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f1005651339r.jpg)

![56040 River Heights - Photo 24](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f4029472116r.jpg)

![56040 River Heights - Photo 25](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3355685763r.jpg)

![56040 River Heights - Photo 26](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2951871474r.jpg)

![56040 River Heights - Photo 27](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f677800371r.jpg)

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![56040 River Heights - Photo 31](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3489547385r.jpg)

![56040 River Heights - Photo 32](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f48707960r.jpg)

![56040 River Heights - Photo 33](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3063048661r.jpg)

![56040 River Heights - Photo 34](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3237473291r.jpg)

![56040 River Heights - Photo 35](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2295645730r.jpg)

![56040 River Heights - Photo 36](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f1026791496r.jpg)

![56040 River Heights - Photo 37](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3248430753r.jpg)

![56040 River Heights - Photo 38](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2375226092r.jpg)

![56040 River Heights - Photo 39](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2235959557r.jpg)

![56040 River Heights - Photo 40](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2778640773r.jpg)

![56040 River Heights - Photo 41](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3933974516r.jpg)

![56040 River Heights - Photo 42](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f1300943527r.jpg)

![56040 River Heights - Photo 43](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3843651714r.jpg)

![56040 River Heights - Photo 44](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f75099827r.jpg)

![56040 River Heights - Photo 45](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f420645947r.jpg)

![56040 River Heights - Photo 46](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f191134517r.jpg)

![56040 River Heights - Photo 47](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f3618664049r.jpg)

![56040 River Heights - Photo 48](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2546875589r.jpg)

![56040 River Heights - Photo 49](http://lh.rdcpix.com/670eebfbf9548ca2217d794d031c6a06l-f2352885122r.jpg)

---

**MLS#:** 202640490 | **Updated:** 2026-10-05
**Source:** listhub

*Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/56040-river-heights-elkhart-in-46516-02640490)

---

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